3720 Windbluff Dr, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 3720 Windbluff Dr, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,718 sqft · built 1986
Lot Size	0.532 acres (23,208 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Nov 2023)
Tax Bill	$6,510 (2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225-171-35`

Property Details

APN / Parcel Number

Primary APN	`225-171-35`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,718 sqft Heated Area
Gross Area	5,015 sqft
1st Floor Area	2,420 sqft
Upper Floors Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Wood
Lot Area	23,208 sqft (0.532 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	445 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	225-171-35
Street Address	3720 WINDBLUFF DR
City	CHARLOTTE
State	NC
Zip	28277-9898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15PUD
Legal Description	L35 M15-213
Legal Subdivision	RAINTREE
Legal Lot Number	35
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	5815

Owner

3720 Windbluff Dr is owned and occupied by an individual who bought it in November 2023.

Source: Mecklenburg County records, as of December 5, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3720 WINDBLUFF DR, CHARLOTTE, NC 28277-9898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Apr 4, 2008
Deed Document Number	2023110070
Deed Book / Page	38495 / 418
Record Updated	Jun 7, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 21, 2023
Property Address	3720 WINDBLUFF DR, CHARLOTTE, NC 28277-9898
Document Number	0000110070
Book / Page	38495 / 418
Map Reference	MB 15 PG 213
Instrument Date	Nov 21, 2023
Instrument	2023110070
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 453, TUCKASEGEE, NC 28783-0453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 WINDBLUFF DR, CHARLOTTE, NC 28277-9898

Mortgage

Document Number	0000110071
Date	Nov 21, 2023
Instrument	2023110071

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,510.00	$674,700 Land $180,000 Building $494,700	$674,700 Land $180,000 Building $494,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3720 Windbluff Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Windbluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20