3720 Suffolk St, Durham, NC 27707 Property Records

Durham County property record for 3720 Suffolk St, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,115 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Dec 2018)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0810-51-5902`

Property Details

APN / Parcel Number

Primary APN	`0810-51-5902`
Alternative APNs	`0810-51-59-0234` `081019515902` `122746`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,115 sqft Heated Area
1st Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3720 SUFFOLK ST
City	DURHAM
State	NC
Zip	27707-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HOPE VALLEY NORTH/SEC:01/ BLK:A/LT#31 PL:000066-000044
Legal Subdivision	HPVL NORTH S-01
Legal Block	A
Legal Lot Number	31
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2006
Census Tract	2007

Owner

3720 Suffolk St is owned and occupied by an individual who bought it in December 2018.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3720 SUFFOLK ST, DURHAM, NC 27707-4538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Deed Document Number	201843237
Deed Book / Page	8564 / 682
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	0085640682
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3720 SUFFOLK ST, DURHAM, NC 27707-4538
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098460737
Date	Jan 10, 2023
Book Page	9846/737
Instrument	2023048937

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27707

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3720 SUFFOLK ST, DURHAM, NC 27707-4538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088220845
Date	Dec 12, 2019
Book Page	8822/845
Instrument	2019045951

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 18, 2018
Property Address	3720 SUFFOLK ST, DURHAM, NC 27707-4538
Document Number	0085640682
Book / Page	8564 / 682
Map Reference	MB 66 PG 44
Instrument Date	Dec 7, 2018
Instrument	2018043237
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 W ALTON ST, 202, DURHAM, NC 27707-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 SUFFOKL STREET, DURHAM, NC 27707-4538

Mortgage

Document Number	2018043238
Date	Dec 18, 2018
Instrument	2018043238

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 3720 Suffolk St was $4,088.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,331 (-) Land $171,875 Building $230,456	$402,331 (-) Land $171,875 Building $230,456
2025	$4,088.00	$402,331 Land $171,875 Building $230,456	$402,331 Land $171,875 Building $230,456
2023	$2,847.00 (+10.26%)	$217,391 Land $37,530 Building $179,861	$217,391 Land $37,530 Building $179,861
2022	$2,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3720 Suffolk St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Suffolk St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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