3720 S Norwood Ave, Independence, MO 64052 Property Records

Jackson County property record for 3720 S Norwood Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1951
Lot Size	0.247 acres (10,765 sqft)
Owner	2 Individual Names on File
Last Sale	$175,227 (Jan 2026)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-110-09-15`

Property Details

APN / Parcel Number

Primary APN	`32-110-09-15`
Alternative APNs	`32-110-09-15-00-0-00-000` `32110091500000001` `868098`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,765 sqft (0.247 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	868098
Street Address	3720 S NORWOOD AVE
City	INDEPENDENCE
State	MO
Zip	64052-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K AND A VILLAGE LOT 15
Legal Subdivision	K AND A VILLAGE
Legal Block	4
Legal Lot Number	15
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4015
Census Tract	12100

Owner

3720 S Norwood Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Jackson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3720 S NORWOOD AVE, INDEPENDENCE, MO 64052-2540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Mar 27, 2023	Beneficiary Deed, Transfer
Feb 3, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Deed Document Number	2026272
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	00E0020987
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 5, 2026
Property Address	3720 S NORWOOD AVE, INDEPENDENCE, MO 64052-2540
Document Number	00E0000272
Instrument Date	Dec 17, 2025
Instrument	2026E0000272
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ALLIANCE NATL TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 S NORWOOD AVE, INDEPENDENCE, MO 64052-2540

Mortgage

Document Number	00E0000273
Date	Jan 5, 2026
Instrument	2026E0000273

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

Mortgage

Document Number	00E0000274
Date	Jan 5, 2026
Instrument	2026E0000274

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	10.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	8.86%
Max Rate At Change	12.8%
Index	1-Year CMT
Max Rate	16.8%

March 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 27, 2023
Property Address	3720 S NORWOOD AVE, INDEPENDENCE, MO 64052-2540
Document Number	00E0020987
Instrument Date	Mar 27, 2023
Instrument	2023E0020987
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 3, 2023
Property Address	3720 S NORWOOD AVE, INDEPENDENCE, MO 64052-2540
Document Number	00E0007183
Instrument Date	Feb 3, 2023
Instrument	2023E0007183
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3720 S NORWOOD AVE, INDEPENDENCE, MO 64052-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 S NORWOOD AVE, INDEPENDENCE, MO 64052-2540

Tax Assessment & Valuation

The 2025 property tax bill for 3720 S Norwood Ave was $1,592, down 14.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,348 (-) Land $4,471 Building $14,877	$101,830 (-)
2025	$1,592.00 (-14.64%)	$19,348 Land $4,471 Building $14,877	$101,830
2024	$1,865.00 (+0.43%)
2023	$1,857.00 (+53.6%)	$23,290 (+59.19%) Land $3,393 Building $19,897	$122,580
2022	$1,209.00	$14,630 Land $3,041 Building $11,589
2021			$77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3720 S Norwood Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3720 S Norwood Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, KC Web, Spectrum, Wisper ISP.

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