3720 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 3720 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1888
Lot Size	0.068 acres (2,976 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Sep 2009)
Tax Bill	$5,841 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-33-313-033`

Property Details

APN / Parcel Number

Primary APN	`17-33-313-033`
Alternative APN	`17-33-313-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
1st Floor Area	1,113 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1890
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,976 sqft (0.068 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3720 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(MCPHERSON) & (ALLERTONS) ADD TO (CHICAGO) BEING BLK2 5 IN CANAL TRUSTEES SUB OF SEC 33-39-14
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	MCPHERSON & ALLERTONS ADD TO CHICAGO
Legal Block	2,5
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4006
Census Tract	839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3720 S Emerald Ave is owned and occupied by an individual who bought it in September 2009.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3720 S EMERALD AVE, CHICAGO, IL 60609-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2009 · Amount on File
Deed Sale	Sep 25, 2009 · Amount on File
Deed Document Number	20094101
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3720 S EMERALD AVE, CHICAGO, IL 60609-1639
Document Number	2036617280
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3720 S EMERALD AVE CHICAGO IL 606091639, CHICAGO, IL 60609-1639

Mortgage

Document Number	2036617280
Date	Dec 31, 2020
Instrument	36617280

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3720 S EMERALD AVE, CHICAGO, IL 60609-1639
Document Number	1928213082
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3720 S EMERALD AVE CHICAGO IL 606091639, CHICAGO, IL 60609-1639

Mortgage

Document Number	1928213082
Date	Oct 9, 2019
Instrument	28213082

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 Land $16,219 Building $19,781	$360,000 Land $162,190 Building $197,810
2023	$5,841.00 (+2.98%)
2022	$5,672.00 Homeowner's exemption	$30,999 Land $13,094 Building $17,905	$309,990 Land $130,940 Building $179,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3720 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3720 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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