Hillsdale County property record for 3720 Rustic Dr, Reading, MI 49274 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 12,230 sqft (0.28 acres) |
| Garage | 1,200 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,289.00 (2025) |
| Primary APN | 10-170-001-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| Basement Area | 1,440 sqft Basement |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 1 Stories |
| Exterior Material | Wood Siding Exterior |
|---|---|
| Lot Area | 12,230 sqft (0.28 acres) |
| Lot Width | 80 ft Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,200 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 3720 RUSTIC DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SUNSET VIEW NO.2 SEC 8 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | SUNSET VIEW |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 10-170-001-004
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3720 RUSTIC DR, READING, MI 49274-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS & LOAN BANK |
| Apr 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 01, 2012 |
| Transfer Doc | 1498/0489 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3720 RUSTIC DR, READING, MI 49274-9607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1774/146 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 1774/146 |
| Name | FIRST FEDERAL SAVINGS & LOAN BANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3720 RUSTIC DR, READING, MI 49274-9607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 1719/0408 |
|---|---|
| Date | Apr 09, 2019 |
| Book Page | 1719/0408 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,900 (+5.37%) | $333,805 (+5.36%) Land $68,000 Building $265,805 | |
| 2025 | $3,289.00 (+21.19%) Homeowner's exemption | $158,400 (+5.46%) | $316,831 (+5.49%) Land $68,000 Building $248,831 |
| 2023 | $150,200 | $300,340 Land $68,000 Building $232,340 | |
| 2021 | $2,714.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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