3720 Pine Tree Ter, Portage, MI 49024 Property Records

Kalamazoo County property record for 3720 Pine Tree Ter, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,364 sqft · built 1977
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2024)
Tax Bill	$4,872 (2019)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-08000-030-O`

Property Details

APN / Parcel Number

Primary APN	`10-08000-030-O`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,364 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3720 PINE TREE TER
City	PORTAGE
State	MI
Zip	49024-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SUNBURST HILLS LOT 30
Legal Subdivision	SUNBURST HILLS
Legal Lot Number	30
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1007
Census Tract	2004

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3720 PINE TREE TER, PORTAGE, MI 49024-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 4, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT HOME MORTGAGE LLC
May 5, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	20248832
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3720 PINE TREE TER, PORTAGE, MI 49024-1039
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 PINE TREE TER, PORTAGE, MI 49024-1039

Mortgage

Document Number	2026003560
Date	Feb 13, 2026
Instrument	2026-003560

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 4, 2024
Property Address	3720 PINE TREE TER, PORTAGE, MI 49024-1039
Document Number	2024008832
Map Reference	LB 31 PG 9
Instrument Date	Mar 19, 2024
Instrument	2024-008832
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3720 PINE TREE TER, PORTAGE, MI 49024-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7585 TIMERCREEK CT #1 # 1, 1, PORTAGE, MI 49024-7023

Mortgage

Document Number	2024008833
Date	Apr 4, 2024
Instrument	2024-008833

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 20, 2019
Property Address	3720 PINE TREE TER, PORTAGE, MI 49024-1039
Document Number	2019035020
Map Reference	LB 31 PG 9
Instrument Date	Nov 6, 2019
Instrument	2019-035020
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,390.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 OAKWOOD LN, 77, HAMDEN, CT 06518-1153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6968 CAMPOS AVE UNIT D, D, JBER, AK 99506-3468

Mortgage

Document Number	2019035021
Date	Nov 20, 2019
Instrument	2019-035021

Lender

Name	SUMMIT HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 5, 2017
Property Address	3720 PINE TREE TER, PORTAGE, MI 49024-1039
Document Number	2017015556
Map Reference	LB31 PG9
Instrument Date	May 2, 2017
Instrument	2017-015556
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3720 PINE TREE TER, 3720, PORTAGE, MI 49024-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4558 WIMBLETON WAY, KALAMAZOO, MI 49009-2409

Mortgage

Document Number	2017015557
Date	May 5, 2017
Instrument	2017-015557

Lender

Name	SUMMIT HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,700 (+3.96%)	$393,400 (+3.96%)
2025	Homeowner's exemption	$189,200 (+20.13%)	$378,400 (+20.13%)
2023		$157,500	$315,000
2019	$4,872.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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