Orange County property record for 3720 Phils Ln, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 1987 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,918 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 24-20-27-0000-00-091 |
| Primary APN | 24-20-27-0000-00-091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 2,475 sqft |
| 1st Floor Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 291 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3720 PHILS LN |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-5419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | (NOTE: HOMESTEAD PORTION OF FOLLOWING DESCRIBED PROPERTY) NW 1/4 OF SW1/4 OF NE1/4 SEC 24-20-27 SEE 3835/4854 |
| Legal Range | 27E |
| Legal Township | 20S |
| Legal Section | 24 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Lot Number | 91 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 17902 |
3720 Phils Ln is owned and occupied by two individuals.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3720 PHILS LN, APOPKA, FL 32712-5419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 23, 2018 |
| Property Address | 3720 PHILS LN, APOPKA, FL 32712-5419 |
| Document Number | 0000305830 |
| Instrument Date | May 17, 2018 |
| Instrument | 305830 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3720 PHILS LN APOPKA FL 327125419, APOPKA, FL 32712-5419 |
| Document Number | 305831 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 305831 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
The 2025 property tax bill for 3720 Phils Ln was $1,918, up 8.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,450 (+2.7%) | $179,330 (-2.74%) Land $26,280 Building $153,050 | |
| 2025 | $1,918.00 (+8.67%) Homeowner's exemption | $134,810 | $184,390 Land $26,280 Building $158,110 |
| 2024 | $1,765.00 (+7.89%) | ||
| 2023 | $1,636.00 (+5.28%) Homeowner's exemption | $126,710 (+3%) | $151,953 (+14.92%) Land $26,280 Building $125,673 |
| 2022 | $1,554.00 Homeowner's exemption | $123,019 | $132,220 Land $26,280 Building $105,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3720 Phils Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3720 Phils Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Metronet.
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