Hamilton County property record for 3720 Philnoll Dr, Cincinnati, OH 45247 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 1997 |
| Lot Size | 0.377 acres (16,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,900 (Jan 1997) |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0082-0366-00 |
| Primary APN | 510-0082-0366-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 4,380 sqft |
| 1st Floor Area | 1,926 sqft |
| Basement Area | 1,926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,422 sqft (0.377 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | Deck Area |
| Patio Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3720 PHILNOLL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHILNOLL DR LOT 27 .377 AC BLUE RIDGE SUB |
| Legal Subdivision | BLUE RIDGE SUB |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20707 |
Source: Hamilton County records · APN 510-0082-0366-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3720 PHILNOLL DR, CINCINNATI, OH 45247-5083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Apr 07, 2021 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 1997 · Amount on Record |
| Deed Sale | Jan 22, 1997 · Amount on Record |
| Deed Document Number | 199710054 |
| Deed Book / Page | 7255 / 1376 |
| Last Transfer Date | Aug 13, 2009 |
| Transfer Doc | 0000000841 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3720 PHILNOLL DR, CINCINNATI, OH 45247-5083 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3720 PLILINOLL DR, CINCINNATI, OH 45247 |
| Document Number | 0000092837 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 14763/1419 |
| Instrument | 2022-0092837 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 16, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3720 PHILNOLL DR, CINCINNATI, OH 45247-5083 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3720 PHILNOLL DR, CINCINNATI, OH 45247-5083 |
| Document Number | 0000043677 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 14391/2343 |
| Instrument | 2021-0043677 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 12, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3720 PHILNOLL DR, CINCINNATI, OH 45247-5083 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000034223 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 14377/636 |
| Instrument | 2021-0034223 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,813.00 (+7.75%) Homeowner's exemption | $93,643 (-) Land $17,500 Building $76,143 | $267,550 (-) Land $50,000 Building $217,550 |
| 2024 | $4,467.00 (-1.56%) Homeowner's exemption | $93,643 (-) Land $17,500 Building $76,143 | |
| 2023 | $4,538.00 (-8.16%) Homeowner's exemption | $93,643 (+11.75%) Land $17,500 Building $76,143 | $267,550 (+11.75%) Land $50,000 Building $217,550 |
| 2022 | $4,941.00 Homeowner's exemption | $83,797 Land $18,200 Building $65,597 | |
| 2020 | $239,420 Land $52,000 Building $187,420 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610207071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 6% of the US · above 28% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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