3720 Nubes Dr, Laredo, TX 78046 Property Records

Webb County property record for 3720 Nubes Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,205 sqft · built 2004
Lot Size	0.124 acres (5,388 sqft)
Owner	2 Individual Names on File
Last Sale	$159,201 (Aug 2022)
Tax Bill	$921 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`953-32013-360`

Property Details

APN / Parcel Number

Primary APN	`953-32013-360`
Alternative APN	`304243`

Interior

Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,388 sqft (0.124 acres)
Porch	Open Porch
Porch Area	562 sqft

Location & Zoning

Street Address	3720 NUBES DR
City	LAREDO
State	TX
Zip	78046-6960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CUATRO VIENTOS NORTE PHASE II, BLOCK 13, LOT 36
Legal Subdivision	CUATRO VIENTOS NORTE PHASE II
Legal Phase	II
Legal Block	13
Legal Lot Number	36
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1823

Owner

3720 Nubes Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3720 NUBES DR, LAREDO, TX 78046-6960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Nov 19, 2013 · Amount on File
Deed Document Number	20221478075
Deed Book / Page	5337 / 36
Prior Transfer Date	Aug 29, 2022
Prior Transfer Doc	0005337/36
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Oct 16, 2026
Property Address	3720 NUBES DR, LAREDO, TX 78046-6960
Document Number	0001600863
Book / Page	6125 / 742
Instrument Date	Oct 16, 2026
Instrument	20261600863
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ENV LAND TITLE, ENV TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 NUBES DR, LAREDO, TX 78046-6960

Mortgage

Document Number	0001600864,
Date	Oct 16, 2026
Instrument	20261600864

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Aug 30, 2022
Property Address	3720 NUBES DR, LAREDO, TX 78046-6960
Document Number	0005337/36
Book / Page	5337 / 36
Map Reference	VOL 24 PG 9
Instrument Date	Aug 22, 2022
Instrument	1478075
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 NUBES DR, LAREDO, TX 78046-6960

Mortgage

Document Number	0001478076
Date	Aug 30, 2022
Instrument	1478076

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3720 Nubes Dr was $921 with a homeowner's exemption, up 8.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,125 (-0.52%) Land $52,479 Building $128,646	$181,125 (-0.52%) Land $52,479 Building $128,646
2025	$921.00 (+8.23%) Homeowner's exemption	$182,078 Land $52,479 Building $129,599	$182,078 Land $52,479 Building $129,599
2024	$851.00
2023		$159,139 Land $42,673 Building $116,466	$159,139 Land $42,673 Building $116,466
2022	$997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3720 Nubes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Nubes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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