Saginaw County property record for 3720 N River Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,634 sqft · built 1960 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Trust Name on File |
| Last Sale | $128,300 (Apr 2014) |
| Tax Bill | $3,003 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 28-12-3-10-1037-000 |
| Primary APN | 28-12-3-10-1037-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Basement Area | 368 sqft |
| Unfinished Basement | 368 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 248 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3720 N RIVER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | NE LY 99 FT OF SE LY 179 FT OF THE FOLLOWING DESC PT OF GOVT LOT 2 COM ON C L OF RIVER RD 2062.1 FT SE LY ALONG SD C L FROM N |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 10 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12002 |
3720 N River Rd is owner-occupied and held in a trust since May 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3720 N RIVER RD, FREELAND, MI 48623-8839 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2014 · Amount on File |
| Deed Sale | Apr 15, 2014 · Amount on File |
| Prior Sale | Jul 10, 1987 · Amount on File |
| Deed Document Number | 201411338 |
| Deed Book / Page | 2768 / 1833 |
| Last Transfer Date | May 6, 2024 |
| Transfer Doc | 0000012180 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3720 N River Rd was $3,003 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,800 | $243,600 | |
| 2025 | $3,003.00 Homeowner's exemption | ||
| 2023 | $89,500 | $179,000 | |
| 2022 | $2,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3720 N River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2022) |
| Most Recent Claim | Aug 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3720 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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