3720 Lincoln Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3720 Lincoln Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 829 sqft · built 1924
Lot Size	0.005 acres (200 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2023)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-32-14-015.00`

Property Details

APN / Parcel Number

Primary APN	`056-32-14-015.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	829 sqft Finished Area
Gross Area	925 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	200 sqft (0.005 acres)
Lot Dimensions	100 ft deep x 2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3720 LINCOLN AVE
City	COVINGTON
State	KY
Zip	41015-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROTHERTS LOT 2 29 1/2'X 100' ES LINCOLN 110' N 38TH
Legal Subdivision	ROTHERTS
Legal Phase	ED
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3720 Lincoln Ave is owned and occupied by an individual who bought it in June 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3720 LINCOLN AVE, COVINGTON, KY 41015-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Oct 22, 2008 · Amount on File
Deed Document Number	202364
Deed Book / Page	230 / 875
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 13, 2023
Property Address	3720 LINCOLN AVE, COVINGTON, KY 41015-1543
Document Number	0005900064
Book / Page	KC 230 / 875
Map Reference	MB C3845 PG 145
Instrument Date	Jun 9, 2023
Instrument	23061305900064
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6237 ARBOR RIDGE CT, INDEPENDENCE, KY 41051-8753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 LINCOLN AVE, COVINGTON, KY 41015-1543

Mortgage

Document Number	0005900065
Date	Jun 13, 2023
Book Page	KCM 468/596
Instrument	23061305900065

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3720 Lincoln Ave was $1,722.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (-) Land $15,000 Building $115,000	$130,000 (-) Land $15,000 Building $115,000
2025	$1,722.00	$130,000 Land $10,000 Building $120,000	$130,000 Land $10,000 Building $120,000
2023	$1,345.00	$101,000 Land $10,000 Building $91,000	$101,000 Land $10,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3720 Lincoln Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3720 Lincoln Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20