3720 Hardwick Ter, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3720 Hardwick Ter, Chesapeake, VA 23321

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,492 sqft · built 1984
Lot Size0.316 acres (13,765 sqft)
Owner2 Individual Names on File
Last Sale$284,500 (Jul 2012)
Tax Bill$4,495 (2025)
APN0104006000130

Property Details

APN / Parcel Number

Primary APN0104006000130

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,492 sqft Living Area
1st Floor Area1,053 sqft
Upper Floors Area1,053 sqft
AtticAttic
Attic Area487 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,765 sqft (0.316 acres)
Lot Dimensions125 ft deep x 110 ft wide
Garage TypeAttached
Garage Area487 sqft

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck AreaDeck Area
Patio Area192 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3720 HARDWICK TER
CityCHESAPEAKE
StateVA
Zip23321-5735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description291 POINT ELIZABETH SEC 4-B
Legal SubdivisionPOINT ELIZABETH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1008
Census Tract21604

Owner

3720 Hardwick Ter is owned and occupied by two individuals who bought it in July 2012.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3720 HARDWICK TER, CHESAPEAKE, VA 23321-5735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2012 · Amount on File
Deed SaleJul 9, 2012 · Amount on File
Deed Book / Page8749 / 657
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3720 Hardwick Ter was $4,495.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,900 (+0.2%) Land $160,000 Building $285,900$445,900 (+0.2%) Land $160,000 Building $285,900
2025$4,495.00$445,000 Land $150,000 Building $295,000$445,000 Land $150,000 Building $295,000
2023$387,100 (+0.03%) Land $140,000 Building $247,100$387,100 (+0.03%) Land $140,000 Building $247,100
2022$387,000 Land $130,000 Building $257,000$387,000 Land $130,000 Building $257,000
2019$3,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3720 Hardwick Ter; there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Hardwick Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hardwick Ter

Nearby Streets

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