3720 Ferrara Dr, Apt 5, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3720 Ferrara Dr, Apt 5, Silver Spring, MD 20906

Property Summary

Property Type	Condominium
Details	1 ba · 1,228 sqft · built 1983
Lot Size	0.012 acres (533 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2026)
Tax Bill	$3,681 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02323290`

Property Details

APN / Parcel Number

Primary APN	`13-02323290`
Alternative APN	`02323290`

Interior

Full Baths	1 Bath
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	533 sqft (0.012 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02323290
Street Address	3720 FERRARA DR, 5
City	SILVER SPRING
State	MD
Zip	20906-4762
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R60
Legal Description	UN 5 CONNECTICUT OVERLOOK
Legal Subdivision	CONNECTICUT OVERLOOK
Legal Block	4
Legal Unit	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4004
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3720 FERRARA DR, 5, SILVER SPRING, MD 20906-4762
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	May 10, 2013 · Amount on Record
Deed Book / Page	70439 / 376
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 4, 2026
Property Address	3720 FERRARA DR, 5, SILVER SPRING, MD 20906-4762
Document Number	7043000376
Book / Page	70439 / 376
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	VS TITLE, KVS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3720 FERRARA DR, 5, SILVER SPRING, MD 20906-4762

Mortgage

Document Number	7043000384,
Date	May 4, 2026
Book Page	70439/384

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,000 (+1.85%)	$280,000 (-) Land $84,000 Building $196,000
2025	$3,681.00 (+3.84%)	$270,000 (+3.85%)	$280,000 (+5.66%) Land $84,000 Building $196,000
2024	$3,545.00 (+9.08%)
2023		$260,000	$265,000 Land $79,500 Building $185,500
2022	$3,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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