3720 E Steeple St, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 3720 E Steeple St, Sioux Falls, SD 57103 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage1,628 sqft Finished Area
Lot Size9,871 sqft (0.227 acres)
OccupancyOwner Occupied
Last Sale$446,000 (2023)
Tax Bill$6,885.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-22-35-408-030-000
Alternative APN
  • 85516

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,628 sqft Finished Area
1st Floor1,627 sqft 1st Floor
Basement Area1,628 sqft Basement
Finished Basement1,578 sqft Finished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch Style
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,871 sqft (0.227 acres)
Depth X Width129 ft x 76 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area903 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number85516
Street Address3720 E STEEPLE ST
CitySIOUX FALLS
StateSD
Zip57103-8611
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 1 SUMMER HILL SOUTH ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionSUMMER HILL SOUTH ADDN
Legal Block1
Legal Lot Number8
JurisdictionMINNEHAHA SD
Minor Civil DivisionSIOUX FALLS
Census Blockgroup2
Census Block2027
Census Tract1805

Owner

Source: Minnehaha County records · APN 01-22-35-408-030-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address3720 E STEEPLE ST, SIOUX FALLS, SD 57103-8611
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage
SECURITY SAVINGS BANK
Aug 16, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Deed Book / Page621-D / 538
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Recording DateApr 01, 2026
Property Address3720 E STEEPLE ST, SIOUX FALLS, SD 57103-8611
Document Number002013/846
Book / Page2013-M / 846
Instrument DateMar 24, 2026
Instrument2026155138
Transaction TypeMortgage
Record UpdatedJul 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3720 E STEEPLE ST, SIOUX FALLS, SD 57103-8611
InvestorPossibly a Property Investor

Mortgage

Document Number0000155138,
DateApr 01, 2026
Book Page2013-M/846
Instrument2026155138
Lender
NameSECURITY SAVINGS BANK
Agreement
AmountAmount Recorded
Term180 Months
DueApr 01, 2041
Interest
Rate5.44%
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateAug 16, 2023
Property Address3720 E STEEPLE ST, SIOUX FALLS, SD 57103-8611
Document NumberDEED621/538
Book / PageDEED 621 / 538
Instrument DateAug 10, 2023
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$446.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3720 E STEEPLE ST, SIOUX FALLS, SD 57103-8611

Mortgage

Document NumberMTG1973845
DateAug 16, 2023
InstrumentMTG 1973/845
Lender
NameFIRST BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2038
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateSep 01, 2028
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change8.5%
Max Rate11.5%

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,885.00$517,600 (+19.79%) Land $37,500 Building $480,100
2024$6,885.00 (+27.45%)$432,100 (+9.84%) Land $37,500 Building $394,600
2022$5,402.00$393,400 Land $37,500 Building $355,900

Flood & Wildfire

3720 E Steeple St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Minnehaha County (46099C), updated May 2, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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