3720 E Ryan Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3720 E Ryan Rd, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Jul 2005)
Tax Bill	$5,377 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`869-9017-000`

Property Details

APN / Parcel Number

Primary APN	`869-9017-000`
Alternative APN	`108699017000`

Exterior

Lot Area	14,941 sqft (0.343 acres)

Location & Zoning

Account Number	108699017000
Street Address	3720 E RYAN RD
City	OAK CREEK
State	WI
Zip	53154-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CERTIFIED SURVEY MAP NO 5855 PARCEL 1 (0.344 AC) SE 1/4 SEC 23-5-22
Legal Range	22E
Legal Township	05N
Legal Section	23
Legal Subdivision	CERTIFIED SURV MAP 5855
Legal Lot Number	1
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	4
Census Block	4013
Census Tract	160202

Owner

Source: Milwaukee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3720 E RYAN RD, OAK CREEK, WI 53154-4843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Aug 20, 2024	Transfer on Death Deed, Transfer
Jan 2, 2018	Deed of Trust, Mortgage · Conventional with PMI SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2005 · Amount on Record
Deed Sale	Jul 11, 2005 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Document Number	20059045257
Last Transfer Date	Aug 14, 2024
Transfer Doc	0011443345
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3720 E RYAN RD, OAK CREEK, WI 53154-4843
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011284424
Date	Sep 16, 2022
Instrument	11284424

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	9.37%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3720 E RYAN RD, OAK CREEK, WI 53154-4843
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011230440
Date	Mar 24, 2022
Instrument	11230440

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Aug 20, 2024
Property Address	3720 E RYAN RD, OAK CREEK, WI 53154-4843
Document Number	0011443345
Map Reference	DOC 6793324
Instrument Date	Aug 14, 2024
Instrument	11443345
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3720 E RYAN RD, OAK CREEK, WI 53154-4843
Document Number	0010743140
Instrument Date	Jan 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 E RYAN RD OAK CREEK WI 531544843, OAK CREEK, WI 53154-4843

Mortgage

Document Number	0010743140
Date	Jan 9, 2018
Instrument	10743140

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,600 (+7.05%) Land $82,700 Building $270,900	$367,400 (+8.51%)
2024	$5,377.00 (+10.16%) Homeowner's exemption	$330,300 (+24.36%) Land $76,800 Building $253,500	$338,600 (+20.76%)
2022	$4,881.00 Homeowner's exemption	$265,600 Land $76,800 Building $188,800	$280,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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