3720 E Flagg Rd, Ashton, IL 61006 Property Records

Ogle County property record for 3720 E Flagg Rd, Ashton, IL 61006

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 1990
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2018)
Tax Bill	$7,327 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-31-400-009`

Property Details

APN / Parcel Number

Primary APN	`17-31-400-009`

Interior

Stories	2 Stories
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Street Address	3720 E FLAGG RD
City	ASHTON
State	IL
Zip	61006-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:23 SECT/LOT:31 SUB OF SE4
Legal Range	11
Legal Township	23
Legal Section	31
Legal Block	11
Legal Lot Number	31
Jurisdiction	OGLE IL
Township / Civil Division	PINE ROCK
Census Block Group	2
Census Block	2042
Census Tract	961301

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3720 E FLAGG RD, ASHTON, IL 61006-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 16, 2018	Warranty Deed, Transfer · Conventional with PMI CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Document Number	20182634
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	3720 E FLAGG RD, ASHTON, IL 61006-9642
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004811
Date	Sep 23, 2025
Instrument	202504811

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2035

Interest

Rate Type	Fixed Rate
Rate	8.55%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	3720 E FLAGG RD, ASHTON, IL 61006-9642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001881
Date	Apr 2, 2020
Instrument	202001881

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	May 16, 2018
Property Address	3720 E FLAGG RD, ASHTON, IL 61006-9642
Document Number	0000002634
Instrument Date	May 3, 2018
Instrument	2634
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 TERRACE VIEW BLVD OREGON IL 610611010, OREGON, IL 61061-1010

Mortgage

Document Number	2635
Date	May 16, 2018
Instrument	2635

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	ROCHELLE, IL 61068

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Pine Rock Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,327.00 (+12.65%)	$87,642 (+7.52%) Land $7,632 Building $80,010	$262,926 (+7.52%) Land $22,896 Building $240,030
2023		$81,510 Land $6,036 Building $75,474	$244,530 Land $18,108 Building $226,422
2022	$6,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
LR Communications Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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