3720 E Clarkston Rd, Oakland, MI 48363 Property Records

Oakland County property record for 3720 E Clarkston Rd, Oakland, MI 48363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,668 sqft · built 1979
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$649,900 (Aug 2026)
Tax Bill	$7,348 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-07-353-023`

Property Details

APN / Parcel Number

Primary APN	`N-10-07-353-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft
Basement Area	1,706 sqft
Unfinished Basement	1,706 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	28,314 sqft (0.65 acres)
Terrain	High
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	301 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3720 E CLARKSTON RD
City	OAKLAND
State	MI
Zip	48363-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 7 LAKE ORION HIGHLANDS NO 1 LOT 50
Legal Range	11E
Legal Township	04N
Legal Section	07
Legal Subdivision	LAKE ORION HIGHLANDS NO 1
Legal Lot Number	50
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1020
Census Tract	190400

Owner

3720 E Clarkston Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Oakland County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 N ALICE AVE, ROCHESTER, MI 48307-1807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Aug 12, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage CLEAR2MORTGAGE INC
Oct 2, 2023	Intrafamily Transfer, Transfer
Aug 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Oct 30, 2020	Warranty Deed, Transfer PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Aug 9, 2022 · Amount on File
Deed Document Number	2026122246
Deed Book / Page	61465 / 737
Prior Transfer Date	Sep 28, 2023
Prior Transfer Doc	0000107468
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 17, 2026
Property Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934
Document Number	0000122246
Book / Page	61465 / 737
Instrument Date	Jul 31, 2026
Instrument	2026122246
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492,299.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N ALICE AVE, ROCHESTER, MI 48307-1807

Mortgage

Document Number	0000119959,
Date	Aug 17, 2026
Instrument	2026119959

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 12, 2026
Property Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934
Document Number	0000119959
Book / Page	61450 / 600
Instrument Date	Jul 31, 2026
Instrument	2026119959
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N ALICE AVE, ROCHESTER, MI 48307-1807

Mortgage

Document Number	0000119959,
Date	Aug 12, 2026
Book Page	61450/600
Instrument	2026119959

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934

Mortgage

Document Number	20250144353
Date	Nov 17, 2025
Book Page	60705/621
Instrument	20250144353

Lender

Name	CLEAR2MORTGAGE INC
Type	Mortgage Company
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 2, 2023
Property Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934
Document Number	0000107468
Book / Page	58912 / 553
Map Reference	LB 89 PG 2&3
Instrument Date	Sep 28, 2023
Instrument	107468
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	422 E MAIN ST, NORTHVILLE, MI 48167-1626

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 9, 2022
Property Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934
Document Number	0000427436
Book / Page	58022 / 423
Map Reference	LB 89 PG 2&3
Instrument Date	Aug 5, 2022
Instrument	427436
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3720 E CLARKSTON RD, 3720, OAKLAND, MI 48363-1934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934

Mortgage

Document Number	0058022425
Date	Aug 9, 2022
Instrument	58022/425

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142284
Date	Jul 21, 2020
Book Page	54536/409
Instrument	142284

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.95%
Index	1-Year CMT
Max Rate	9.95%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 30, 2020
Property Address	3720 E CLARKSTON RD, OAKLAND, MI 48363-1934
Document Number	0000227072
Book / Page	055091 / 000546
Instrument Date	Oct 2, 2020
Instrument	227072
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount on Record
Tax	$4,730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5590 SUNNYCREST DR WEST BLOOMFIELD MI 483233864, WEST BLOOMFIELD, MI 48323-3864

Tax Assessment & Valuation

The 2025 property tax bill for 3720 E Clarkston Rd was $7,348 with a homeowner's exemption, down 20.7% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,348.00 (-20.67%) Homeowner's exemption	$310,750	$621,500
2024	$9,262.00
2023		$284,060	$568,120
2021	$7,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3720 E Clarkston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 E Clarkston Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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