3720 Clara Dr, Melissa, TX 75454 Property Records

Collin County property record for 3720 Clara Dr, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,648 sqft · built 2022
Lot Size	0.366 acres (15,943 sqft)
Owner	Individual Name on File
Tax Bill	$8,359 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12411-00K-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-12411-00K-0100-1`
Alternative APN	`2838151`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,648 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	15,943 sqft (0.366 acres)

Location & Zoning

Account Number	2838151
Street Address	3720 CLARA DR
City	MELISSA
State	TX
Zip	75454-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILRANY RANCH PHASE 1 (CML), BLK K, LOT 10
Legal Subdivision	MILRANY RANCH PHASE 1 (CML)
Legal Phase	1
Legal Block	K
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1032
Census Tract	30201

Owner

3720 Clara Dr is owned and occupied by an individual who acquired it in February 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3720 CLARA DR, MELISSA, TX 75454-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Mar 30, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023
Deed Sale	Feb 6, 2023
Prior Sale	Mar 30, 2022
Deed Document Number	2023000010522
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3720 CLARA DR, MELISSA, TX 75454-9752
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 CLARA DR, MELISSA, TX 75454-9752

Mortgage

Document Number	2025000106563
Date	Aug 21, 2025
Instrument	2025000106563

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2040

February 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 6, 2023
Property Address	3720 CLARA DR, MELISSA, TX 75454-9752
Document Number	2023000010522
Map Reference	VOL 2021 PG 404
Instrument Date	Jan 30, 2023
Instrument	2023000010522
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 CLARA DR, MELISSA, TX 75454-9752

Mortgage

Document Number	2023000010523
Date	Feb 6, 2023
Instrument	2023000010523

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 30, 2022
Property Address	3720 CLARA DR, MELISSA, TX 75454-9752
Document Number	0000505660
Map Reference	VOL 2021 PG 404
Instrument Date	Mar 25, 2022
Instrument	20220330000505660
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5808 W PLANO PKWY, PLANO, TX 75093-4636
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$495,865 Land $146,250 Building $349,615	$495,865 Land $146,250 Building $349,615
2024	$8,359.00
2023		$527,832 Land $135,000 Building $392,832	$527,832 Land $135,000 Building $392,832
2022	$1,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3720 Clara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Clara Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940

May also be available: Rise Broadband, Verizon.

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