3720 Brown Rd, Oregon, OH 43616 Property Records

Lucas County property record for 3720 Brown Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,255 sqft · built 1997
Lot Size	5.02 acres (218,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,000 (Oct 2018)
Tax Bill	$5,560 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44-32173`

Property Details

APN / Parcel Number

Primary APN	`44-32173`
Alternative APN	`24030031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	1,531 sqft
2nd Floor Area	724 sqft
Basement Area	1,065 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Metal
Foundation Type	Raised
Lot Area	218,758 sqft (5.02 acres)
Lot Width	150 ft Width
View / Lot	Secondary
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	514 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3720 BROWN RD
City	OREGON
State	OH
Zip	43616-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R1
Legal Description	8 10 15 LOT 3 ELY 150 FT WLY 2241.10 FT FRT AS MEAS FR
Legal Tract	99
Legal Lot Number	3
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2010
Census Tract	9901

Owner

Source: Lucas County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3720 BROWN RD, OREGON, OH 43616-4156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA BANKING COMPANY
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 1, 2018	Survivorship Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
May 5, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	201844545
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	0000044903
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Aug 10, 2026
Property Address	3720 BROWN RD, OREGON, OH 43616-4156
Document Number	0000031013
Instrument Date	Apr 13, 2026
Instrument	202631013
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 BROWN RD, OREGON, OH 43616-4156

Mortgage

Document Number	0000031013,
Date	Aug 10, 2026
Instrument	202631013

Lender

Name	GEORGIA BANKING COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	80 Months
Due	Apr 17, 2033

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3720 BROWN RD, OREGON, OH 43616-4156
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 BROWN RD, OREGON, OH 43616-4156

Mortgage

Document Number	0000013057
Date	Apr 28, 2023
Instrument	202304280013057

Lender

Name	GENOA BANKING CO
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3720 BROWN RD, OREGON, OH 43616-4156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042130
Date	Sep 28, 2020
Instrument	202009280042130

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 1, 2018
Property Address	3720 BROWN RD, OREGON, OH 43616-4156
Document Number	0000044545
Instrument Date	Sep 14, 2018
Instrument	201810010044545
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3720 BROWN RD, OREGON, OH 43616-4156

Mortgage

Document Number	0000044546
Date	Oct 1, 2018
Instrument	201810010044546

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3720 BROWN RD, OREGON, OH 43616-4156
Document Number	0000025882
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3720 BROWN RD OREGON OH 436164156, OREGON, OH 43616-4156

Mortgage

Document Number	0000025882
Date	Jun 14, 2018
Instrument	25882

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 13, 2017
Property Address	3720 BROWN RD, OREGON, OH 43616-4156
Document Number	0000044903
Instrument Date	Oct 9, 2017
Instrument	44903
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3720 BROWN RD OREGON OH 436164156, OREGON, OH 43616-4156

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,035 (-) Land $23,415 Building $95,620	$340,100 (-) Land $66,900 Building $273,200
2024	$5,560.00 (+0.45%)	$119,035 (+18.71%) Land $23,415 Building $95,620	$340,100 (+18.71%) Land $66,900 Building $273,200
2023	$5,535.00 (-0.75%)	$100,275 (-) Land $20,230 Building $80,045
2022	$5,577.00 Homeowner's exemption	$100,275 Land $20,230 Building $80,045
2021			$286,500 Land $57,800 Building $228,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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