3720 Backwater St, Concord, NC 28027 Property Records

Cabarrus County property record for 3720 Backwater St, Concord, NC 28027

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,487 sqft · built 2022
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (May 2023)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04104J0100.000000`

Property Details

APN / Parcel Number

Primary APN	`04104J0100.000000`
Alternative APNs	`5601 99 4962` `105524` `163281`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,487 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	645 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	104 ft deep x 21 ft wide
Garage Type	Mixed
Garage Area	273 sqft
Driveway	Concrete Driveway
Driveway Area	574 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	48 sqft
Storage Building	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163281
Street Address	3720 BACKWATER ST
City	CONCORD
State	NC
Zip	28027-9835
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	LT 100 CHILDERS PARK AT BUFFALO CREEK
Legal Subdivision	CHILDERS PARK
Legal Lot Number	100
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1000
Census Tract	41202

Owner

3720 Backwater St, a townhouse, is owned and occupied by an individual who bought it in May 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3720 BACKWATER ST, CONCORD, NC 28027-9835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Deed Document Number	202310635
Deed Book / Page	16506 / 193
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 30, 2023
Property Address	3720 BACKWATER ST, CONCORD, NC 28027-9835
Document Number	0016506193
Book / Page	16506 / 193
Map Reference	MB 93 PG 56-58
Instrument Date	May 26, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13925 BALLANTYNE CORPORATE PL STE 300, 300, CHARLOTTE, NC 28277-2715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 BACKWATER STREET, CONCORD, NC 28027-9835

Mortgage

Document Number	0165060195
Date	May 30, 2023
Instrument	16506-0195

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$322,080 Land $80,000 Building $242,080
2024		$322,080 (+308.58%) Land $80,000 Building $242,080
2023	$78,830 Land $58,000 Building $20,830	$78,830 Land $58,000 Building $20,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3720 Backwater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3720 Backwater St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20