372 Why Worry Ln, Mormon Lake, AZ 86038 Property Records

Coconino County property record for 372 Why Worry Ln, Mormon Lake, AZ 86038

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Company Names on Record
Last Sale	$105,000 (Sep 2011)
Tax Bill	$697 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`404-35-001V`

Property Details

APN / Parcel Number

Primary APN	`404-35-001V`
Alternative APN	`R0044831`

Exterior

Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Account Number	R0044831
Street Address	372 WHY WORRY LN
City	MORMON LAKE
State	AZ
Zip	86038-9000
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SIXTEENTH: NE QUARTER: SW SECTION: 28 TOWNSHIP: 18N RANGE: 09E POR SW4 SEC 28 DESC AS FLLWS: BEG W4 COR SEC 28; TH S 89D52M36S E ALNG E-W MID-SEC LINE 1866.35; TH S 0D46M55S E 500.13; TH S 89D52 36S E 391.79 TO TRUE POB; TH CONT S 89D52M36S E 390.82
Legal Range	09E
Legal Township	18N
Legal Section	28
Legal Subdivision	RECORD OF SUIWEY MAPS
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3251
Census Tract	1500

Owner

Source: Coconino County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	25401 N MOON BLOSSUM LN, PHOENIX, AZ 85083-1676
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage JERRY D EMCH
Apr 20, 2022	Intrafamily Transfer, Transfer
Dec 8, 2022	Correction Deed
Dec 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2011 · Amount on Record
Deed Sale	Sep 15, 2011 · Amount on Record
Prior Sale	Aug 30, 2001 · Amount on Record
Deed Document Number	20113605453
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	372 WHY WORRY LN, MORMON LAKE, AZ 86038-9000
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25401 N MOON BLOSSUM LN, PHOENIX, AZ 85083-1676

Mortgage

Document Number	0003953986
Date	Jun 29, 2022
Instrument	3953986

Lender

Name	JERRY D EMCH
Type	Private Party
Address	5350 E DEER VALLEY DR, PHOENIX, AZ 85054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Apr 20, 2022
Property Address	372 WHY WORRY LN, MORMON LAKE, AZ 86038-9000
Document Number	0003948512
Instrument Date	Apr 7, 2022
Instrument	3948512
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	25401 N MOON BLOSSUM LN, PHOENIX, AZ 85083-1676

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 8, 2022
Property Address	372 WHY WORRY LN, MORMON LAKE, AZ 86038-9000
Document Number	0003965508
Instrument Date	Apr 7, 2022
Instrument	3965508
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	25401 N MOON BLOSSUM LN, PHOENIX, AZ 85083-1676

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 21, 2021
Property Address	372 WHY WORRY LN, MORMON LAKE, AZ 86038-9000
Document Number	0003938014
Instrument Date	Dec 21, 2021
Instrument	3938014
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	25401 N MOON BLOSSUM LN, PHOENIX, AZ 85083-1676

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,879 (-) Land $9,879
2025	$697.00 (+10.99%)	$9,879 (-)	$65,861 (-) Land $65,861
2024		$9,879 Land $9,879
2023	$628.00		$65,861 Land $65,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms And Flooding, Dec 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 94% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
TDS Telecom DSL	25 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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