372 Ward Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 372 Ward Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,545 sqft · built 1979
Lot Size	0.219 acres (9,579 sqft)
Owner	2 Individual Names on File
Last Sale	$76,000 (Jun 1999)
Tax Bill	$6,948 (2026)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`421500 50.70-1-32.1`

Property Details

APN / Parcel Number

Primary APN	`421500 50.70-1-32.1`
Alternative APN	`150005007000010320010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,545 sqft Living Area
1st Floor Area	921 sqft
2nd Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,579 sqft (0.219 acres)
Lot Dimensions	103 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	372 WARD AVE
City	SCHENECTADY
State	NY
Zip	12304-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	P/O 403 & 404 2 WOOD & GAR
Legal Block	1
Legal Lot Number	32.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	20700

Owner

372 Ward Ave is owned and occupied by two individuals who bought it in June 1999.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	372 WARD AVE, SCHENECTADY, NY 12304-1439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 1999 · Amount on File
Deed Sale	Jun 4, 1999 · Amount on File
Prior Sale	Dec 23, 1998 · Amount on File
Deed Book / Page	1557 / 612
Record Updated	Oct 29, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	372 WARD AVE, SCHENECTADY, NY 12304-1439
Document Number	0000025068
Book / Page	004764 / 000751
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 WARD AVE SCHENECTADY NY 123041439, SCHENECTADY, NY 12304-1439

Mortgage

Document Number	0000025068
Date	Jun 6, 2017
Book Page	004764/000751
Instrument	25068

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jun 5, 2039

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 372 Ward Ave was $6,948 with a homeowner's exemption, up 2.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,948.00 (+2.67%) Homeowner's exemption
2025	$6,767.00	$147,800 Land $22,200 Building $125,600	$244,743 Land $36,761 Building $207,982
2023		$147,800 (-) Land $22,200 Building $125,600	$187,089 (+3.8%) Land $28,101 Building $158,988
2022		$147,800 Land $22,200 Building $125,600	$180,244 Land $27,073 Building $153,171
2021	$6,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 Ward Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 Ward Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20