Somerset County and Franklin Township property record for 372 W Point Ave, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 1,936 sqft · built 1985 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jun 2026) |
| Tax Bill | $8,962 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00349-01-00054 |
| Primary APN | 08-00349-01-00054 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,936 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 200 ft deep x 105 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 372 W POINT AVE |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-2913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | ADDITIONAL LOTS: L55.01 |
| Legal Block | 349.1 |
| Legal Lot Number | 54 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 53103 |
372 W Point Ave is owned and occupied by an individual who bought it in June 2026.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 372 W POINT AVE, SOMERSET, NJ 08873-2913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed, Transfer · Conventional Mortgage CITIBANK NYS |
| Dec 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Deed Document Number | 202616937 |
| Deed Book / Page | 7687 / 258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 17, 2026 |
| Property Address | 372 W POINT AVE, SOMERSET, NJ 08873-2913 |
| Document Number | 0000016937 |
| Book / Page | 7687 / 258 |
| Instrument Date | May 27, 2026 |
| Instrument | 202616937 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | FIRST AGENCY, FIT AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 372 W POINT AVE, SOMERSET, NJ 08873-2913 |
| Document Number | 0000016938, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202616938 |
| Name | CITIBANK NYS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 372 W POINT AVE, SOMERSET, NJ 08873-2913 |
| Document Number | 0000046768 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 372 W POINT AVE SOMERSET NJ 088732913, SOMERSET, NJ 08873-2913 |
| Document Number | 0000046768 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 007089/003328 |
| Instrument | 46768 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2048 |
The 2025 property tax bill for 372 W Point Ave was $8,962, up 14.2% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,900 (-) Land $260,900 Building $248,000 | $508,900 (-) Land $260,900 Building $248,000 | |
| 2025 | $8,962.00 (+14.22%) | $508,900 Land $260,900 Building $248,000 | $508,900 Land $260,900 Building $248,000 |
| 2024 | $7,846.00 | ||
| 2023 | $400,600 Land $230,900 Building $169,700 | $400,600 Land $230,900 Building $169,700 | |
| 2022 | $6,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 372 W Point Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2010–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 372 W Point Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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