372 W Exchange St, Crete, IL 60417 Property Records

Will County property record for 372 W Exchange St, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2,129 sqft · built 1960
Lot Size	0.38 acres (16,621 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Nov 1999)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-15-09-327-020`

Property Details

APN / Parcel Number

Primary APN	`23-15-09-327-020`
Alternative APN	`15093270200000`

Interior

Stories	1 Story
Building Area	2,129 sqft Living Area
Basement Area	2,129 sqft
Unfinished Basement	2,129 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	16,621 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	372 W EXCHANGE ST
City	CRETE
State	IL
Zip	60417-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 (EX THE S 66 FT THOF PER PET#77-162) IN SUB OF BLKS 3,4, 5 OF WOODS ADDN TO VILLAGE OF CRETE IN THE E1/2 OF THE SW1/4
Legal Range	14E
Legal Township	34N
Legal Section	09
Legal Subdivision	WOODS ADDITION TO THE VILLAGE OF CRETE
Legal Block	3-5
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1032
Census Tract	883811

Owner

372 W Exchange St is owned and occupied by an individual who bought it in November 1999.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	372 W EXCHANGE ST, CRETE, IL 60417-2245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1999 · Amount on File
Deed Sale	Nov 1, 1999 · Amount on File
Deed Document Number	1999134229
Prior Transfer Date	Jan 30, 1998
Prior Transfer Doc	0000036539
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	372 W EXCHANGE ST, CRETE, IL 60417-2245
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 W EXCHANGE ST, CRETE, IL 60417-2245

Mortgage

Document Number	0000104605
Date	Sep 22, 2021
Instrument	R2021104605

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2051

Interest

Rate	3.54%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,868 (+5.5%) Land $20,839 Building $109,029	$389,604 (+5.5%) Land $62,517 Building $327,087
2024		$123,098 Land $19,753 Building $103,345	$369,294 Land $59,259 Building $310,035
2022	Homeowner's exemption	$97,688 Land $15,675 Building $82,013	$293,064 Land $47,025 Building $246,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 W Exchange St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 W Exchange St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20