Clay County property record for 372 W Cherry Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,136 sqft · built 1985 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $911 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 544900587684 |
| Primary APN | 544900587684 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,136 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 51,401 sqft (1.18 acres) |
| Account Number | 3769301 |
|---|---|
| Street Address | 372 W CHERRY RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD HWY 64 & SOURWOO |
| Legal Subdivision | CLAY COUNTY BOARD OF EDUCATION |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 372 W CHERRY RD, HAYESVILLE, NC 28904-7186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2007 |
| Transfer Doc | 318/002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 372 W CHERRY RD, HAYESVILLE, NC 28904-7186 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 372 W CHERRY RD, HAYESVILLE, NC 28904-7186 |
| Document Number | O15/41 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | O15/41 |
| Instrument | 2020002756 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $911.00 (+2.47%) | $254,400 (+58.6%) Land $40,800 Building $213,600 | $254,400 (+58.6%) Land $40,800 Building $213,600 |
| 2025 | $889.00 (+14.56%) | $160,400 (-) Land $31,400 Building $129,000 | $160,400 (-) Land $31,400 Building $129,000 |
| 2023 | $776.00 | $160,400 Land $31,400 Building $129,000 | $160,400 Land $31,400 Building $129,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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