372 Sterling Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 372 Sterling Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,691 sqft · built 1997
Lot Size	0.199 acres (8,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2024)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-01-663569-000100`

Property Details

APN / Parcel Number

Primary APN	`26-29-01-663569-000100`
Alternative APNs	`012926663569000100` `12926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	2,311 sqft
1st Floor Area	1,691 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,655 sqft (0.199 acres)
Lot Dimensions	115 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Florida Room
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	372 STERLING DR
City	WINTER HAVEN
State	FL
Zip	33884-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERRYHILL PB 88 PG 48 & 49 LOT 10
Legal Range	26E
Legal Township	29S
Legal Section	01
Legal Subdivision	BERRYHILL
Legal Tract	663569
Legal Block	2
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	14003

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	372 STERLING DR, WINTER HAVEN, FL 33884-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	2024135760
Deed Book / Page	13150 / 1278
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 9, 2021
Property Address	372 STERLING DR, WINTER HAVEN, FL 33884-2909
Document Number	0000235094
Book / Page	11884 / 924
Map Reference	MB 88 PG 48&49
Instrument Date	Aug 27, 2021
Instrument	2021235094
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 KILGANNON LN, 343, LANCASTER, PA 17603-9070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 STERLING DR, WINTER HAVEN, FL 33884-2909

Mortgage

Document Number	0011884926
Date	Sep 9, 2021
Instrument	11884/926

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,491 (+2.7%)	$274,083 (+4.84%) Land $37,000 Building $237,083
2025	$2,928.00 (-24.44%) Homeowner's exemption	$261,432 (+7.18%) Land $37,000 Building $224,432	$261,432 (+7.18%) Land $37,000 Building $224,432
2023	$3,875.00 (+3.58%)	$243,910 (+3.59%) Land $36,000 Building $207,910	$243,910 (+3.59%) Land $36,000 Building $207,910
2022	$3,741.00	$235,461 Land $30,000 Building $205,461	$235,461 Land $30,000 Building $205,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20