Cowlitz County property record for 372 Saddle Rd, Amboy, WA 98601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,239 sqft · built 2018 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Nov 2016) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | ER3011028 |
| Primary APN | ER3011028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| Gross Area | 1,679 sqft |
| 1st Floor Area | 1,239 sqft |
| Flooring | Carpet |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3049678 |
|---|---|
| Street Address | 372 SADDLE RD |
| City | AMBOY |
| State | WA |
| Zip | 98601-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UZ0 |
| Legal Description | 30 -6N -4E CC11082 LOT 3 NW/SW FKA T-11G LOT 3 OF. |
| Legal Range | 04E |
| Legal Township | 06N |
| Legal Section | 30 |
| Legal Subdivision | SHORT 97-125 CC |
| Legal Lot Number | 3 |
| Jurisdiction | COWLITZ WA |
| Township / Civil Division | WOODLAND |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 1501 |
372 Saddle Rd is owned and occupied by an individual who bought it in November 2016.
Source: Cowlitz County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33717 NW PEKIN FERRY DR, RIDGEFIELD, WA 98642-9142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Sep 1, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on File |
| Deed Sale | Nov 4, 2016 · Amount on File |
| Prior Sale | Sep 24, 2009 · Amount on File |
| Deed Document Number | 20163555672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLITZ WA |
| Property Address | 372 SADDLE RD, AMBOY, WA 98601-9411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG CLARK COUNTY RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0003638264 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 3638264 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COWLITZ WA |
| Recording Date | Sep 1, 2017 |
| Property Address | 372 SADDLE RD, AMBOY, WA 98601-9411 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 3575730 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 12, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 372 SADDLE RD AMBOY WA 98601, AMBOY, WA 98601 |
| Document Number | 0003575730 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 3575730 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 372 Saddle Rd was $1,103 with a senior citizen's exemption.
Source: Cowlitz County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Cowlitz County |
| Unified School District | Woodland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 | $173,576 Building $173,576 | $433,940 Land $123,750 Building $310,190 |
| 2023 | $3,834.00 | ||
| 2022 | $386,020 Land $87,780 Building $298,240 | $386,020 Land $87,780 Building $298,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 372 Saddle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 372 Saddle Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Washington |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures