372 Rugar St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 372 Rugar St, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1920
Lot Size	0.453 acres (19,760 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Oct 2025)
Tax Bill	$3,365 (2026)
Deeds & Mortgages	Nov 2023 Refinance Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094200 220.-8-17.1`

Property Details

APN / Parcel Number

Primary APN	`094200 220.-8-17.1`
Alternative APN	`420022000000080170010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	19,760 sqft (0.453 acres)
Lot Dimensions	190 ft deep x 104 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	372 RUGAR ST
City	PLATTSBURGH
State	NY
Zip	12901-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3C
Legal Description	PAT POP
Legal Block	8
Legal Lot Number	17.001
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1003
Census Tract	101600

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 WATERHOUSE ST, PLATTSBURGH, NY 12901-3619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Oct 15, 2025	Warranty Deed, Transfer ABSOLUTE HOME MORTGAGE CORP
Apr 25, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Nov 6, 2013 · Amount on File
Deed Document Number	2025346861
Prior Transfer Date	Apr 26, 2024
Prior Transfer Doc	0000337601
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	372 RUGAR ST, PLATTSBURGH, NY 12901-3106
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000334689
Date	Nov 16, 2023
Instrument	20230-00334689

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Oct 15, 2025
Property Address	372 RUGAR ST, PLATTSBURGH, NY 12901-3106
Document Number	0000346861
Instrument Date	Sep 30, 2025
Instrument	2025-00346861
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 WATERHOUSE ST, PLATTSBURGH, NY 12901-3619
Investor	Possibly a Property Investor

Mortgage

Document Number	0000346862
Date	Oct 15, 2025
Instrument	2025-00346862

Lender

Name	ABSOLUTE HOME MORTGAGE CORP

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Apr 25, 2024
Property Address	372 RUGAR ST, PLATTSBURGH, NY 12901-3106
Document Number	0000337216
Instrument Date	Mar 19, 2024
Instrument	20240-00337216
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	372 RUGAR ST, PLATTSBURGH, NY 12901-3106

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,365.00 (+217.45%) Homeowner's exemption
2025	$1,060.00 (-68.44%)	$145,900 (-) Land $25,600 Building $120,300	$154,300 (+5.76%) Land $27,074 Building $127,226
2024	$3,359.00 Homeowner's exemption	$145,900 (+62.11%) Land $25,600 Building $120,300	$145,900 (+37.77%) Land $25,600 Building $120,300
2023		$90,000 Land $21,100 Building $68,900	$105,900 Land $24,828 Building $81,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Westelcom Networks.

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