372 Hubert Manul Rd, Michie, TN 38357 Property Records

McNairy County property record for 372 Hubert Manul Rd, Michie, TN 38357

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,156 sqft · built 1974
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,441 (Aug 2011)
Tax Bill	$399 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055152 01309`

Property Details

APN / Parcel Number

Primary APN	`055152 01309`
Alternative APN	`152 01309`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	1,156 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	372 HUBERT MANUL RD
City	MICHIE
State	TN
Zip	38357-5142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: BK CAB PG SLID LOT 6; LOT: 6
Legal Subdivision	BK CAB PG SLID LOT 6
Legal Lot Number	6
Jurisdiction	MCNAIRY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2049
Census Tract	930700

Owner

Source: McNairy County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	372 HUBERT MANUL RD, MICHIE, TN 38357-5142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2011 · Amount on Record
Deed Sale	Aug 9, 2011 · Amount on Record
Prior Sale	Sep 22, 2008 · Amount on Record
Deed Document Number	201178559
Deed Book / Page	219 / 889
Transfer Doc	179552
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Recording Date	Jul 16, 2026
Property Address	372 HUBERT MANUL RD, MICHIE, TN 38357-5142
Document Number	0000146112
Book / Page	39 / 883
Instrument Date	Jul 10, 2026
Instrument	2026146112
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 HUBERT MANUL RD, MICHIE, TN 38357-5142

Mortgage

Document Number	0000146112,
Date	Jul 16, 2026
Book Page	39/883
Instrument	2026146112

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	372 HUBERT MANUL RD, MICHIE, TN 38357-5142
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001652
Date	Oct 3, 2022
Book Page	16/52
Instrument	128493

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2037

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	372 HUBERT MANUL RD, MICHIE, TN 38357-5142
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 HUBERT MANUL RD, MICHIE, TN 38357-5142

Mortgage

Document Number	0000281885
Date	Dec 26, 2024
Book Page	28/1885
Instrument	138313

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	10194 CROSSPOINT BLVD STE 110, INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Municipality	Michie Town
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00	$25,275 (-) Land $950 Building $24,325
2024	$399.00	$25,275 (-) Land $950 Building $24,325
2023		$25,275 (-) Land $950 Building $24,325
2022	$399.00	$25,275 Land $950 Building $24,325	$101,100 Land $3,800 Building $97,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIE WATER DEPT serves 2,825 people · EPA ID TN0000454
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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