Caldwell County property record for 372 Horseshoe Bend Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 1930 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Apr 2021) |
| Tax Bill | $1,857 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 78 1 15 |
| Primary APN | 03 78 1 15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Heated Area |
| Gross Area | 3,390 sqft |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 952 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 204 ft deep x 165 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Porch Area | 534 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 171393 |
|---|---|
| Street Address | 372 HORSESHOE BEND RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2020 PG 52 YR 21 ST 400.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 30700 |
372 Horseshoe Bend Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 372 HORSESHOE BEND RD, HUDSON, NC 28638-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on File |
| Deed Sale | Apr 29, 2021 · Amount on File |
| Deed Document Number | 202110056868 |
| Deed Book / Page | 2020 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 372 HORSESHOE BEND RD, HUDSON, NC 28638-2724 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 372 HORSESHOE BEND RD, HUDSON, NC 28638-2724 |
| Document Number | 0020671434 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 2067/1434 |
| Instrument | 10077237 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | Jul 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 372 HORSESHOE BEND RD, HUDSON, NC 28638-2724 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0020520101 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 2052/101 |
| Instrument | 10070378 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 29, 2021 |
| Property Address | 372 HORSESHOE BEND RD, HUDSON, NC 28638-2724 |
| Document Number | 0020200052 |
| Book / Page | 2020 / 52 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 10056868 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 507 26TH ST NW, 507, HICKORY, NC 28601-4541 |
| Name | Verified Name |
|---|---|
| Address | 372 HORSESHOE BEND RD, HUDSON, NC 28638-2724 |
| Document Number | 10056869 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 10056869 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 372 Horseshoe Bend Rd was $1,857, down 16.8% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,857.00 (-16.76%) | $229,400 (-) Land $32,200 Building $197,200 | |
| 2025 | $2,231.00 | $229,400 Land $32,200 Building $197,200 | $229,400 Land $32,200 Building $197,200 |
| 2023 | $137,600 (-) Land $27,300 Building $110,300 | $137,600 (-) Land $27,300 Building $110,300 | |
| 2022 | $1,303.00 | $137,600 Land $27,300 Building $110,300 | $137,600 Land $27,300 Building $110,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 372 Horseshoe Bend Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 372 Horseshoe Bend Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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