372 Heritage Trl, Brasstown, NC 28902 Property Records

Cherokee County property record for 372 Heritage Trl, Brasstown, NC 28902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,200 sqft · built 2022
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Feb 2023)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540902652555000`

Property Details

APN / Parcel Number

Primary APN	`540902652555000`
Alternative APNs	`56398` `57514`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	3,840 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Lot Width	488 ft Width
Terrain	Mountain

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	496 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57514
Street Address	372 HERITAGE TRL
City	BRASSTOWN
State	NC
Zip	28902-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 THE OVERLOOK @ BRASSTOWN 1699/31 1699/400
Legal Subdivision	OVERLOOK
Legal Lot Number	12
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1015
Census Tract	930501

Owner

372 Heritage Trl is owned by two individuals who bought it in February 2023.

Source: Cherokee County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	860 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 14, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Feb 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on File
Deed Sale	Feb 17, 2023 · Amount on File
Deed Document Number	2023721
Deed Book / Page	1729 / 906
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 16, 2026
Property Address	372 HERITAGE TRL, BRASSTOWN, NC 28902-4507
Document Number	0000003568
Book / Page	1805 / 1006
Instrument Date	Jul 6, 2026
Instrument	20263568
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$117,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 SW 124TH AVE, MIAMI, FL 33175-1909

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	372 HERITAGE TRL, BRASSTOWN, NC 28902-4507
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445

Mortgage

Document Number	001731/119
Date	Mar 14, 2023
Book Page	1731/119
Instrument	1177

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Index	Other
Max Rate	12.5%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 17, 2023
Property Address	372 HERITAGE TRL, BRASSTOWN, NC 28902-4507
Document Number	001729/906
Book / Page	1729 / 906
Instrument Date	Jan 31, 2023
Instrument	721
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 VINEYARD CREEK WAY, MURPHY, NC 28906-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445

Tax Assessment & Valuation

The 2025 property tax bill for 372 Heritage Trl was $1,358.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00	$210,930	$210,930 Land $25,000 Building $185,930
2023		$51,300	$51,300 Land $25,000 Building $26,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 Heritage Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 Heritage Trl is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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