372 Hade Smith Dr, Banner Elk, NC 28604 Property Records

Watauga County property record for 372 Hade Smith Dr, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 1980
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$240 (Feb 2022)
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1869-67-2764-000`

Property Details

APN / Parcel Number

Primary APN	`1869-67-2764-000`
Alternative APNs	`1752432` `1849393`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,288 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft
Patio Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1849393
Street Address	372 HADE SMITH DR
City	BANNER ELK
State	NC
Zip	28604-7839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T-1 MILDRED GUYNN
Legal Subdivision	PROPERTY OF MILDRED GUYNN
Legal Tract	1
Jurisdiction	WATAUGA NC
Township / Civil Division	SHAWNEEHAW
Census Block Group	1
Census Block	1041
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	372 HADE SMITH DR, BANNER ELK, NC 28604-7839
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer · Seller Carry-Back CHRISTOPHER D TURNER ETUX
Feb 4, 2022	Warranty Deed, Transfer
May 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	2022716723
Deed Book / Page	2254 / 72
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	0022540072
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 4, 2022
Property Address	372 HADE SMITH DR, BANNER ELK, NC 28604-7839
Document Number	0022540078
Book / Page	2254 / 78
Map Reference	MB 15 PG 254
Instrument Date	Feb 3, 2022
Instrument	716725
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	472 HADE SMITH DR, 472, BANNER ELK, NC 28604-7840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 550, POPLARVILLE, MS 39470-0550

Mortgage

Document Number	0000716726
Date	Feb 4, 2022
Instrument	716726

Lender

Name	CHRISTOPHER D TURNER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 4, 2022
Property Address	372 HADE SMITH DR, BANNER ELK, NC 28604-7839
Document Number	0022540072
Book / Page	2254 / 72
Map Reference	MB 15 PG 254
Instrument Date	Feb 1, 2022
Instrument	716723
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 HADE SMITH DR, BANNER ELK, NC 28604-7839

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WATAUGA NC
Recording Date	May 1, 2017
Property Address	372 HADE SMITH DR, BANNER ELK, NC 28604-7839
Document Number	0019160299
Book / Page	001916 / 000299
Instrument Date	May 1, 2017
Instrument	657845
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1942 BANNER ELK NC 286041942, BANNER ELK, NC 28604-1942

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,100 (-) Land $22,400 Building $222,700
2025	$1,016.00 (+1.09%)	$245,100 (+1.07%) Land $22,400 Building $222,700
2024	$1,005.00		$245,100 Land $22,400 Building $222,700
2023		$242,500 Land $22,400 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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