372 Garibaldi Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 372 Garibaldi Ave, Lodi, NJ 07644

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,059 sqft · built 1970
Lot Size	0.189 acres (8,228 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Dec 2011)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00141-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`31-00141-0000-00007`
Alternative APNs	`310014100007` `293700`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,059 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	8,228 sqft (0.189 acres)
Lot Dimensions	187 ft deep x 44 ft wide

Location & Zoning

Account Number	293700
Street Address	372 GARIBALDI AVE
City	LODI
State	NJ
Zip	07644-3710
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	44X187 DISABLED VETERAN
Legal Subdivision	HACKENSACK ADD
Legal Block	141
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2013
Census Tract	30100

Owner

372 Garibaldi Ave is owned by an individual who bought it in December 2011.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	372 GARIBALDI AVE, LODI, NJ 07644-3710
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2011 · Amount on File
Deed Sale	Dec 20, 2011 · Amount on File
Prior Sale	May 28, 1998 · Amount on File
Deed Document Number	20119060249
Deed Book / Page	906 / 249
Prior Transfer Date	Jan 16, 1998
Prior Transfer Doc	0080690392
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	372 GARIBALDI AVE, LODI, NJ 07644-3710
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043561819
Date	Sep 1, 2021
Book Page	4356/1819
Instrument	2021139227

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	372 GARIBALDI AVE, LODI, NJ 07644-3710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037341201
Date	Sep 29, 2020
Book Page	3734/1201
Instrument	20-094080

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,700 (-) Land $182,600 Building $238,100	$420,700 (-) Land $182,600 Building $238,100
2025		$420,700 Land $182,600 Building $238,100	$420,700 Land $182,600 Building $238,100
2023	Disabled Person's exemption Veteran's exemption	$420,700 Land $182,600 Building $238,100	$420,700 Land $182,600 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 Garibaldi Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	40 (1978–2021)
Claims Outside the SFHA	13 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 372 Garibaldi Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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