Lorain County property record for 372 Elberta Dr, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,209 sqft · built 1947 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (May 2018) |
| Tax Bill | $2,461 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-001-105-051 |
| Primary APN | 01-00-001-105-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,209 sqft Living Area |
| 1st Floor Area | 622 sqft |
| 2nd Floor Area | 587 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 116 ft deep x 40 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 372 ELBERTA DR |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBERTA BEACH 40 X 116 |
| Legal Subdivision | ELBERTA BCH |
| Legal Block | 105 |
| Legal Lot Number | 185 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30101 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 372 ELBERTA DR, VERMILION, OH 44089-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS COMMUNITY CU INC |
| Nov 18, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG |
| May 21, 2018 | Deed, Transfer CHICAGO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Apr 11, 2016 |
| Deed Document Number | 2018002563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 372 ELBERTA DR, VERMILION, OH 44089-2109 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000056138 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 2025-0056138 |
| Name | FIREFIGHTERS COMMUNITY CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 372 ELBERTA DR, VERMILION, OH 44089-2109 |
| Document Number | 0000790503 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 372 ELBERTA DR VERMILION OH 440892109, VERMILION, OH 44089-2109 |
| Document Number | 0000790503 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 790503 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 21, 2018 |
| Property Address | 372 ELBERTA DR, VERMILION, OH 44089-2109 |
| Document Number | 0000673027 |
| Map Reference | MB 10 PG 13 |
| Instrument Date | May 19, 2018 |
| Instrument | 2018-0673027 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,461.00 | $50,890 (-0.01%) Land $6,860 Building $44,030 | $145,410 (-) Land $19,600 Building $125,810 |
| 2024 | $2,461.00 (+8.46%) | $50,894 (+16.65%) Land $6,860 Building $44,034 | $145,410 (+16.65%) Land $19,600 Building $125,810 |
| 2023 | $2,269.00 (+0.71%) | $43,628 (%) Land $6,248 Building $37,380 | $124,650 (-) Land $17,850 Building $106,800 |
| 2022 | $2,253.00 | $43,630 Land $6,250 Building $37,380 | |
| 2021 | $124,650 Land $17,850 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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