Okaloosa County property record for 372 Echo Cir, Fort Walton Beach, FL 32548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1980 |
| Lot Size | 0.258 acres (11,253 sqft) |
| Owner | Owner Name on File |
| Last Sale | $173,000 (Oct 2008) |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-4728-6 |
| Primary APN | C56-000-593-4728-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,544 sqft Heated Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 1,544 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,253 sqft (0.258 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 372 ECHO CIR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEDALE 2ND ADDN LOT 17 BLK H |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | PINEDALE 2ND |
| Legal Block | H |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 21902 |
The current owner of 372 Echo Cir bought it in October 2008.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 372 ECHO CIR, FORT WALTON BEACH, FL 32548-6326 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2008 · Amount on File |
| Deed Sale | Oct 2, 2008 · Amount on File |
| Prior Sale | Oct 24, 2000 · Amount on File |
| Deed Document Number | 2523939 |
| Deed Book / Page | 2860 / 3990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 372 ECHO CIR, FORT WALTON BEACH, FL 32548-6326 |
| Document Number | 0035014247 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 31 CHESTNUT LN CRAWFORDVILLE FL 323272494, CRAWFORDVILLE, FL 32327-2494 |
| Document Number | 0035014247 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 003501/004247 |
| Instrument | 3402911 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2050 |
The 2025 property tax bill for 372 Echo Cir was $2,680 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,680.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $263,003 | $287,253 Land $92,293 Building $194,960 |
| 2023 | $2,507.00 (+2.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $246,475 (+3%) | $283,083 (+7.68%) Land $74,250 Building $208,833 |
| 2022 | $2,440.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $239,296 | $262,883 Land $69,392 Building $193,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 372 Echo Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 20 (2001–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 372 Echo Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: LiveOak Fiber, T-Mobile.
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