372 Echo Brook Ln, Keswick, VA 22947 Property Records

Albemarle County property record for 372 Echo Brook Ln, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 1978
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on Record
Tax Bill	$3,255 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06500-00-00-08000`

Property Details

APN / Parcel Number

Primary APN	`06500-00-00-08000`
Alternative APN	`28201`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Finished Area
Basement Area	1,248 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,045,440 sqft (24 acres)
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Porch	Slab
Patio Area	572 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	372 ECHO BROOK LN
City	KESWICK
State	VA
Zip	22947-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE A-1
Legal Subdivision	ROGER W RAY & ASSOC INC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2057
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Mountains Rural Historic District listed 1992 · 958 contributing resources · NRIS 92000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	342 ECHO BROOK LN, KESWICK, VA 22947-1912
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Feb 16, 2017	Grant Deed, Transfer · Line of Credit BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	372 ECHO BROOK LN, KESWICK, VA 22947-1912
Document Number	0000002184
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	372 ECHO BROOK LN KESWICK VA 229471912, KESWICK, VA 22947-1912

Mortgage

Document Number	0000002184
Date	Feb 26, 2020
Book Page	005281/000493
Instrument	2184

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 16, 2017
Property Address	372 ECHO BROOK LN, KESWICK, VA 22947-1912
Document Number	0000002010
Book / Page	004877 / 000613
Instrument Date	Feb 7, 2017
Instrument	2010
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	342 ECHO BROOK LN KESWICK VA 229471912, KESWICK, VA 22947-1912

Mortgage

Document Number	2011
Date	Feb 16, 2017
Book Page	004877/000621
Instrument	2011

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,255.00 (+11.17%)	$364,100 (+18.33%) Land $91,000 Building $273,100	$364,100 (+18.33%) Land $91,000 Building $273,100
2025	$2,928.00 (+11.46%)
2023	$2,627.00	$307,700 Land $72,800 Building $234,900	$307,700 Land $72,800 Building $234,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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