372 Duck Puddle Rd, Greenup, KY 41144 Property Records

Greenup County property record for 372 Duck Puddle Rd, Greenup, KY 41144

Property Summary

Property Type	Rural Home
Details	2 bd · 1,441 sqft · built 1920
Lot Size	41.7 acres (1,820,808 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2023)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124-00-00-062.00`

Property Details

APN / Parcel Number

Primary APN	`124-00-00-062.00`
Alternative APNs	`50170` `9870`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,441 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	1,820,808 sqft (41.7 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	50170
Street Address	372 DUCK PUDDLE RD
City	GREENUP
State	KY
Zip	41144-7102
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SHORT BRANCH 28 AC
Jurisdiction	GREENUP KY
Township / Civil Division	GREENUP
Census Block Group	1
Census Block	1009
Census Tract	40502

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2469 CLINTON ST, ASHLAND, KY 41101-4505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS CHOICE CU
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	618989
Deed Book / Page	D669 / 543
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	372 DUCK PUDDLE RD, GREENUP, KY 41144-7102
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610749
Date	Apr 11, 2023
Book Page	M1043/144
Instrument	610749

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2028

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENUP KY
Recording Date	Aug 28, 2023
Property Address	372 DUCK PUDDLE RD, GREENUP, KY 41144-7102
Document Number	0000618989
Book / Page	D669 / 543
Map Reference	MB 665 PG 678
Instrument Date	Aug 25, 2023
Instrument	618989
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5368 AUBREY LOOP, DUBLIN, OH 43016-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2469 CLINTON ST, ASHLAND, KY 41101-4505

Mortgage

Document Number	0000618990
Date	Aug 28, 2023
Instrument	618990

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	4.3%
Max Rate At Change	8.3%
Index	1-Year T-Bill
Max Rate	10.3%

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,083.00 Homeowner's exemption	$300,000 (-) Land $100,000 Building $200,000	$300,000 (-) Land $100,000 Building $200,000
2023		$300,000 (+192.28%) Land $100,000 Building $200,000	$300,000 (+192.28%) Land $100,000 Building $200,000
2022	$1,090.00	$102,640 Land $35,400 Building $67,240	$102,640 Land $35,400 Building $67,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	150 (1978–2025)
Claims Outside the SFHA	27 of 150
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 20 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims Severe Storms And Flooding, Mar 2002 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENUP WATER SYSTEM serves 12,193 people · EPA ID KY0450169
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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