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372 Drake Bay, Oceanside, CA 92057 Property Records

San Diego County property record for 372 Drake Bay, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,791 sqft · built 1988
Lot Size0.281 acres (12,234 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Jul 1993)
Tax Bill$3,694 (2025)
Deeds & MortgagesSep 2022 Transfer
Jun 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-700-18-00

Property Details

APN / Parcel Number

Primary APN157-700-18-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,791 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area12,234 sqft (0.281 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address372 DRAKE BAY
CityOCEANSIDE
StateCA
Zip92057-4253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 286 TR 011178
Legal SubdivisionWHELAN RANCH
Legal Tract011178
Legal Block1
Legal Lot Number286
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address372 DRAKE BAY, OCEANSIDE, CA 92057-4253
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Intrafamily Transfer, Transfer
Jun 17, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 1993 · Amount on Record
Deed SaleJul 6, 1993 · Amount on Record
Prior SaleSep 24, 1987 · Amount on Record
Deed Document Number1993432006
Last Transfer DateSep 19, 2022
Transfer Doc0000379930
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2022
Property Address372 DRAKE BAY, OCEANSIDE, CA 92057-4253
Document Number0000379930
Map ReferenceMAP 11178
Instrument DateSep 19, 2022
Instrument2022-0379930
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address372 DRAKE BAY, OCEANSIDE, CA 92057-4253

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address372 DRAKE BAY, OCEANSIDE, CA 92057-4253
Document Number0000323696
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address372 DRAKE BAY OCEANSIDE CA 920574253, OCEANSIDE, CA 92057-4253

Mortgage

Document Number0000323696
DateJun 22, 2020
Instrument323696
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJun 21, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$328,765 (+2%) Land $85,764 Building $243,001
2025$3,694.00 (+5.24%) Homeowner's exemption$322,320 (+4.04%) Land $84,083 Building $238,237
2023$3,510.00 (+1.59%) Homeowner's exemption$309,806 Land $80,819 Building $228,987
2022$3,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1998–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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