372 Center St, Algonac, MI 48001 Property Records

St. Clair County property record for 372 Center St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2021)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`74-01-145-0033-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-145-0033-000`

Exterior

Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	372 CENTER ST
City	ALGONAC
State	MI
Zip	48001-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 38 KENDALL FARM SUBDIVISON ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG 162 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	KENDALL FARM
Legal Lot Number	38
Legal Unit	38
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1014
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	372 CENTER ST, ALGONAC, MI 48001-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202122542
Deed Book / Page	5403 / 609
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	0005403682
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 5, 2021
Property Address	372 CENTER ST, ALGONAC, MI 48001-1108
Document Number	0005403609
Book / Page	5403 / 609
Map Reference	LB 17 PG 162
Instrument Date	Jul 8, 2021
Instrument	2021022542
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	MICHIGAN INVESTMENT TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8999 PETERS RD, 8999, CLAY, MI 48001-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 FRUIT ST APT 208, 208, CLAY, MI 48001-4688

Mortgage

Document Number	0005403682
Date	Aug 5, 2021
Book Page	5403/682
Instrument	2021022548

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 16, 2020
Property Address	372 CENTER ST, ALGONAC, MI 48001-1108
Document Number	0051750250
Book / Page	005175 / 000250
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8999 PETERS RD CLAY MI 480013915, CLAY, MI 48001-3915

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,700 (+4.67%)	$255,400 (+4.67%)
2025	$4,062.00 (+2.01%) Homeowner's exemption	$122,000 (+22.37%)
2024	$3,982.00 (+12.07%)		$244,000 (+22.37%)
2023		$99,700
2022	$3,553.00		$199,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center St

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