372 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 372 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2020)
Tax Bill	$7,072 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0077`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0077`
Alternative APNs	`129385` `92230` `60890`

Location & Zoning

Account Number	60890
Street Address	372 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 77 PH 1A SEC 4
Legal Subdivision	BOONES TRACE
Legal Phase	1A
Legal Block	4
Legal Lot Number	77
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	372 AVAWAM DR, RICHMOND, KY 40475-9193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Nov 2, 2018	Deed of Trust, Mortgage · Construction Mortgage THE FARMERS BANK
Sep 2, 2020	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 17, 2017	Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	2014019560
Deed Book / Page	D00793 / 553
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	372 AVAWAM DR, RICHMOND, KY 40475-9193
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01893/185
Date	Oct 9, 2019
Book Page	M01893/185
Instrument	2014000320

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	372 AVAWAM DR, RICHMOND, KY 40475-9193
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01832/107
Date	Nov 2, 2018
Book Page	M01832/107
Instrument	2013984177

Lender

Name	THE FARMERS BANK
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 29, 2019

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 2, 2020
Property Address	372 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	D00793/553
Book / Page	D00793 / 553
Map Reference	MB 6 PG 294
Instrument Date	Aug 31, 2020
Instrument	2014019560
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 SPINNAKER DR, RICHMOND, KY 40475-7639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	372 AVAWAM DR, RICHMOND, KY 40475-9193
Investor	Possibly a Property Investor

Mortgage

Document Number	2014019561
Date	Sep 2, 2020
Instrument	2014019561

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 17, 2017
Property Address	372 AVAWAM DR, RICHMOND, KY 40475-9193
Document Number	D00749/088
Book / Page	D00749 / 088
Map Reference	MB P6 PG294
Instrument Date	Aug 15, 2017
Instrument	2013963327
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3247 CORNWALL DR, LEXINGTON, KY 40503-3460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 MARYLAND AVE, WINCHESTER, KY 40391-1219

Mortgage

Document Number	2013963328
Date	Aug 17, 2017
Instrument	2013963328

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,072.00 (+41.58%) Additional exemption filed	$750,000 (+45.63%)	$750,000 (+45.63%)
2023	$4,995.00	$515,000	$515,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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