372 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 372 4th St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1840
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (May 2023)
Tax Bill	$6,500 (2026)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Mortgage + 1 more
APN	`381700 112.21-12-15`

Property Details

APN / Parcel Number

Primary APN	`381700 112.21-12-15`
Alternative APN	`0901880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,302 sqft Living Area
1st Floor Area	651 sqft
2nd Floor Area	651 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Screened Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0901880
Street Address	372 4TH ST
City	TROY
State	NY
Zip	12180-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU1
Legal Description	2 STY BK 53-11/136
Legal Block	12
Legal Lot Number	15.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3015
Census Tract	40900

Owner

372 4th St is owned and occupied by an individual who bought it in May 2023.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	372 4TH ST, TROY, NY 12180-4919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 24, 2023	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Nov 13, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	2023627848
Deed Book / Page	10395 / 332
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	372 4TH ST, TROY, NY 12180-4919
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111450083
Date	Dec 12, 2025
Book Page	11145/83
Instrument	2025-665041

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	313 Months
Due	Jan 1, 2052

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 24, 2023
Property Address	372 4TH ST, TROY, NY 12180-4919
Document Number	0103950332
Book / Page	10395 / 332
Instrument Date	May 17, 2023
Instrument	2023-627848
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ONEIL ST, TROY, NY 12180-5443

Mortgage

Document Number	2023627849
Date	May 24, 2023
Instrument	2023-627849

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 13, 2018
Property Address	372 4TH ST, TROY, NY 12180-4919
Document Number	0086780256
Book / Page	008678 / 000256
Instrument Date	Nov 7, 2018
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 FORTS FERRY RD LATHAM NY 121101235, LATHAM, NY 12110-1235

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,500.00 (-19.24%)
2025	$8,049.00 (+80.59%)	$77,000 (+5.48%) Land $8,800 Building $68,200	$131,800 (+26.37%) Land $15,063 Building $116,737
2023		$73,000 (-) Land $8,800 Building $64,200	$104,300 (+8.59%) Land $12,573 Building $91,727
2022	$4,457.00	$73,000 Land $8,800 Building $64,200	$96,053 Land $11,579 Building $84,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 372 4th St; there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 372 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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