372 45th St, Oakland, CA 94609 Property Records

Alameda County property record for 372 45th St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	1 bd · 2 ba · 1,388 sqft · built 1910
Lot Size	0.047 acres (2,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Jul 2013)
Tax Bill	$15,658 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-1139-23`

Property Details

APN / Parcel Number

Primary APN	`13-1139-23`
Alternative APN	`013-1139-023-00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,388 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Wood
Lot Area	2,060 sqft (0.047 acres)

Location & Zoning

Street Address	372 45TH ST
City	OAKLAND
State	CA
Zip	94609-2255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00023 BLK: AR: 0013 PAGE: 1139
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1019
Census Tract	401200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	374 45TH ST, OAKLAND, CA 94609-2255
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2013 · Amount on Record
Deed Sale	Jul 18, 2013 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	2013246540
Prior Transfer Date	May 23, 2009
Prior Transfer Doc	0000202115
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	372 45TH ST, OAKLAND, CA 94609-2255
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 FOREST ST, OAKLAND, CA 94618-1207

Mortgage

Document Number	0000200842
Date	May 28, 2021
Instrument	2021200842

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	372 45TH ST, OAKLAND, CA 94609-2255
Document Number	0000120964
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 45TH ST OAKLAND CA 946092255, OAKLAND, CA 94609-2255

Mortgage

Document Number	0000120964
Date	Jun 25, 2019
Instrument	120964

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$818,958 (+2%) Land $245,687 Building $573,271
2025	$15,658.00 (+21.49%)	$802,904 (+4.04%) Land $240,871 Building $562,033
2023	$12,888.00	$771,733 Land $231,520 Building $540,213

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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