372 3rd St, Saint Paul, AR 72760 Property Records

Madison County property record for 372 3rd St, Saint Paul, AR 72760

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,346 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2022)
Tax Bill	$112 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2018 Sale & Line of Credit
APN	`080-00032-000`

Property Details

APN / Parcel Number

Primary APN	`080-00032-000`
Alternative APNs	`63738.0` `21172`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Flooring	Carpet

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	Deck Area
Patio Area	480 sqft
Shed	1 Shed
Shed Area	96 sqft
Utility Building	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	372 3RD ST
City	SAINT PAUL
State	AR
Zip	72760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG LOT 13,14,15/W11'16
Legal Range	26
Legal Township	13
Legal Section	05
Legal Subdivision	ST. PAUL CITY
Legal Block	10
Legal Lot Number	13,14
Jurisdiction	MADISON AR
Township / Civil Division	HILBURN
Census Block Group	3
Census Block	3051
Census Tract	960400

Owner

Source: Madison County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 51, SAINT PAUL, AR 72760-0051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Jul 3, 2018	Warranty Deed, Transfer · Line of Credit FORGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20223669
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AR
Recording Date	Dec 12, 2022
Property Address	372 3RD ST, SAINT PAUL, AR 72760
Document Number	L202203669
Instrument Date	Dec 9, 2022
Instrument	L202203669
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 3RD ST, SAINT PAUL, AR 72760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51, SAINT PAUL, AR 72760-0051

Mortgage

Document Number	L202203670
Date	Dec 12, 2022
Instrument	L202203670

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AR
Recording Date	Jul 3, 2018
Property Address	372 3RD ST, SAINT PAUL, AR 72760
Document Number	L201801530
Instrument Date	Jul 3, 2018
Instrument	L201801530
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 184, SAINT PAUL, AR 72760-0184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 111, SAINT PAUL, AR 72760-0111

Mortgage

Document Number	L201801531
Date	Jul 3, 2018
Instrument	L201801531

Lender

Name	FORGE INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Madison County
Municipality	St. Paul Town
Unified School District	Huntsville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$112.00 (-40.11%) Homeowner's exemption	$35,490 (-) Land $1,500 Building $33,990	$177,450 (-) Land $7,500 Building $169,950
2025	$187.00 (-76.24%) Homeowner's exemption	$35,490 (+57.52%) Land $1,500 Building $33,990
2024			$177,450 (+57.52%) Land $7,500 Building $169,950
2023	$787.00	$22,530 Land $1,200 Building $21,330	$112,650 Land $6,000 Building $106,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2011–2013)
Most Recent Claim	Aug 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT OLIVE WATER ASSOCIATION serves 6,308 people · EPA ID AR0000668
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500
Windstream DSL	200 / 20

Cell Coverage

4G LTE only, no 5G reported

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