37195 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37195 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,386 sqft · built 1954
Lot Size	2.32 acres (101,495 sqft)
Owner	Owner Name on Record
Last Sale	$142,000 (Jan 2008)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00-071-000-055`

Property Details

APN / Parcel Number

Primary APN	`11-00-071-000-055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	101,495 sqft (2.32 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	320 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	37195 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-11-071B -014-00
Legal Subdivision	EATON
Legal Lot Number	71
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2000
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	37195 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2008 · Amount on Record
Deed Sale	Jan 23, 2008 · Amount on Record
Prior Sale	Jan 16, 2007
Deed Document Number	2008000346
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37195 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37195 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623

Mortgage

Document Number	0000931876
Date	Oct 6, 2023
Instrument	2023-0931876

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 23, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37195 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000869585
Date	Apr 4, 2022
Instrument	2022-0869585

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00	$90,940 (%) Land $25,810 Building $65,130	$259,830 (-) Land $73,750 Building $186,080
2024	$4,060.00 (+27.35%)	$90,941 (+39.21%) Land $25,813 Building $65,128	$259,830 (+39.21%) Land $73,750 Building $186,080
2023	$3,188.00 (+2.05%)	$65,328 (%) Land $22,999 Building $42,329	$186,650 (-) Land $65,710 Building $120,940
2022	$3,124.00	$65,330 Land $23,000 Building $42,330
2021			$186,650 Land $65,710 Building $120,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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