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3719 Central Ave, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 3719 Central Ave, Ocean City, NJ 08226

Property Summary

Property TypeSingle Family Home
Details1,506 sqft · built 2022
Lot Size0.092 acres (3,999 sqft)
Owner2 Individual Names on File
Last Sale$1,999,900 (Oct 2024)
Tax Bill$12,439 (2024)
Deeds & MortgagesFeb 2022 Refinance
Oct 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-03701-0000-00008-0000-C2

Property Details

APN / Parcel Number

Primary APN08-03701-0000-00008-0000-C2

Interior

Stories1 Story

Exterior

Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area3,999 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide

Location & Zoning

Street Address3719 CENTRAL AVE, 2
CityOCEAN CITY
StateNJ
Zip08226-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3701
Legal Lot Number8
JurisdictionCAPE MAY NJ
Township / Civil DivisionOCEAN CITY
Census Block Group2
Census Block2029
Census Tract20206

Owner

3719 Central Ave is owned by two individuals who bought it in October 2024.

Source: Cape May County and Ocean City records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address30 HIGHLANDER DR, SCOTCH PLAINS, NJ 07076-2424
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
VALLEY BANK
Oct 16, 2024Deed, Transfer · Conventional Mortgage
VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2024 · Amount on File
Deed SaleOct 16, 2024 · Amount on File
Deed Document Number202449710
Deed Book / Page4191 / 248
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address3719 CENTRAL AVE, OCEAN CITY, NJ 08226-1726
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006234
DateFeb 18, 2022
Book PageM6529/398
Instrument2022006234
Lender
NameVALLEY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMar 1, 2037

October 2024: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateOct 16, 2024
Property Address3719 CENTRAL AVE, OCEAN CITY, NJ 08226-1726
Document Number0000049710
Book / PageD4191 / 248
Instrument DateSep 27, 2024
Instrument2024049710
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyFREEDOM TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$416.74
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 ROSE TREE DR, BROOMALL, PA 19008-2241

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 HIGHALDER DR, SCOTCH PLAINS, NJ 07076-2424

Mortgage

Document Number0000049713
DateOct 16, 2024
Instrument2024049713
Lender
NameVALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate
Rate0.05%
Min Rate At Change0.3%
Max Rate At Change7.75%

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityOcean City
Unified School DistrictOcean City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,108,700 (-) Land $380,000 Building $728,700$1,108,700 (-) Land $380,000 Building $728,700
2025$1,108,700 Land $380,000 Building $728,700$1,108,700 Land $380,000 Building $728,700
2024$12,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3719 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 116 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies633 units insured
incl. 517 condo units
Nearby Flood Claims727 (1978–2021)
Claims Outside the SFHA2 of 727
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 360 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 118 claims
  • Coastal Storms & Flooding, Apr 1984 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3719 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - OCEAN CITY
private · serves 127,000 people · EPA ID NJ0508001
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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