3718 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3718 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1999
Lot Size	0.131 acres (5,721 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Sep 2025)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0210-000-51800`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0210-000-51800`
Alternative APNs	`262304021000051800` `3782814`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,418 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,721 sqft (0.131 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3782814
Street Address	3718 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE III LOT 518 PB 39 PGS 83-84 ORB 6594 PG 1255
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I
Legal Tract	0210
Legal Block	3
Legal Lot Number	518
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3010
Census Tract	31308

Owner

Source: Lake County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3718 WESTERHAM DR, CLERMONT, FL 34711-6954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA
Sep 10, 2025	Warranty Deed, Transfer UNKNOWN, METES & BOUNDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	2025111902
Deed Book / Page	6594 / 1255
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	0041880576
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jul 23, 2026
Property Address	3718 WESTERHAM DR, CLERMONT, FL 34711-6954
Document Number	0000090726
Book / Page	6781 / 2074
Instrument Date	Jul 7, 2026
Instrument	202690726
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 WESTERHAM DR, CLERMONT, FL 34711-6954

Mortgage

Document Number	0000090726,
Date	Jul 23, 2026
Book Page	6781/2074
Instrument	202690726

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.52%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 2, 2026
Property Address	3718 WESTERHAM DR, CLERMONT, FL 34711-6954
Document Number	0000040435
Book / Page	6712 / 1612
Instrument Date	Mar 26, 2026
Instrument	202640435
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 WESTERHAM DR, CLERMONT, FL 34711-6954

Mortgage

Document Number	0000040435,
Date	Apr 2, 2026
Book Page	6712/1612
Instrument	202640435

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 10, 2025
Property Address	3718 WESTERHAM DR, CLERMONT, FL 34711-6954
Document Number	0065941255
Book / Page	6594 / 1255
Map Reference	MB 39 PG 83&84
Instrument Date	Sep 8, 2025
Instrument	2025111902
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, METES & BOUNDS

Transaction

Amount	Amount Recorded
Tax	$1,799.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 OLD EAGLE SCHOOL RD, WAYNE, PA 19087-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 WESTERHAM DR, CLERMONT, FL 34711-6954

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,576 (+65.19%) Land $100,000 Building $165,576	$265,576 (-) Land $100,000 Building $165,576
2025	$1,908.00 (+1.49%)	$160,770 (+2.9%) Land $100,000 Building $60,770	$265,576 (-5.79%) Land $100,000 Building $165,576
2024	$1,880.00 (+2.73%) Homeowner's exemption Widower's exemption	$156,240 (+3%) Land $100,000 Building $56,240	$281,910 (+2.03%) Land $100,000 Building $181,910
2023	$1,830.00 (-0.54%) Homeowner's exemption Widower's exemption	$151,690 (+2.99%)	$276,311 (+12.18%) Land $100,000 Building $176,311
2022	$1,840.00 Homeowner's exemption Widower's exemption	$147,280	$246,311 Land $70,000 Building $176,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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