3718 Sage Way, Oceanside, CA 92057 Property Records

San Diego County property record for 3718 Sage Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,122 sqft · built 1976
Lot Size	0.42 acres (1,849 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Jul 2020)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-452-18-00`

Property Details

APN / Parcel Number

Primary APN	`160-452-18-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,122 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	1,849 sqft (0.42 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3718 SAGE WAY
City	OCEANSIDE
State	CA
Zip	92057-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 186 UND 1/101 INT IN LOT 229&ALL OF TR 007975
Legal Subdivision	OCEANA EAST
Legal Tract	007975
Legal Block	1
Legal Lot Number	186,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3718 SAGE WAY, OCEANSIDE, CA 92057-8322
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 17, 2020	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Jun 12, 1998 · Amount on Record
Deed Document Number	2020385958
Last Transfer Date	Aug 28, 2020
Transfer Doc	0000846015
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3718 SAGE WAY, OCEANSIDE, CA 92057-8322
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 SAGE WAY, OCEANSIDE, CA 92057-8322

Mortgage

Document Number	0000069073
Date	Feb 15, 2022
Instrument	2022-0069073

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.75%
Index	Other
Max Rate	6.75%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2020
Property Address	3718 SAGE WAY, OCEANSIDE, CA 92057-8322
Document Number	0000846015
Instrument Date	Aug 28, 2020
Instrument	846015
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3718 SAGE WAY OCEANSIDE CA 920578322, OCEANSIDE, CA 92057-8322

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2020
Property Address	3718 SAGE WAY, OCEANSIDE, CA 92057-8322
Document Number	0000385958
Instrument Date	Jun 23, 2020
Instrument	385958
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1934 SAN MARCOS CA 920791934, SAN MARCOS, CA 92079-1934

Mortgage

Document Number	385959
Date	Jul 17, 2020
Instrument	385959

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$143,293 (+2%) Land $56,986 Building $86,307
2025	$1,608.00 (+5.24%)	$140,484 (+4.04%) Land $55,869 Building $84,615
2023	$1,528.00 (+1.6%)	$135,030 Land $53,700 Building $81,330
2022	$1,504.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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