3718 Rose Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3718 Rose Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,396 sqft · built 1959
Lot Size	0.439 acres (19,140 sqft)
Owner	Company Name on Record
Last Sale	$975,000 (Aug 1999)
Tax Bill	$46,242 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`245-040-008-6`

Property Details

APN / Parcel Number

Primary APN	`245-040-008-6`
Alternative APN	`245-040-008`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,396 sqft Living Area
1st Floor Area	4,396 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Lot Area	19,140 sqft (0.439 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3718 ROSE CT
City	LAFAYETTE
State	CA
Zip	94549-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	TRACT 2615 8
Legal Subdivision	CITY/LAFAYETTE 2615
Legal Tract	2615
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jul 31, 2019	Intrafamily Transfer, Transfer · ARM COMMERCE MORTGAGE
Aug 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 14, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 1999 · Amount on Record
Deed Sale	Aug 12, 1999 · Amount on Record
Deed Document Number	1999216875
Last Transfer Date	Jul 26, 2019
Transfer Doc	0000120489
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORT ORINDA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076389
Date	Apr 22, 2020
Instrument	2020-076389

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE ORINDA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030

Mortgage

Document Number	0000101436
Date	Apr 5, 2021
Instrument	2021-101436

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2019
Property Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030
Document Number	0000119580
Map Reference	MB 71 PG 29
Instrument Date	Jul 26, 2019
Instrument	2019-119580
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030

Mortgage

Document Number	0000119581
Date	Jul 31, 2019
Instrument	2019-119581

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 1, 2019
Property Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030
Document Number	0000120489
Instrument Date	Jul 26, 2019
Instrument	120489
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3718 ROSE CT LAFAYETTE CA 945493030, LAFAYETTE, CA 94549-3030

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2017
Property Address	3718 ROSE CT, LAFAYETTE, CA 94549-3030
Document Number	0000065014
Instrument Date	Feb 1, 2017
Instrument	65014
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3718 ROSE CT LAFAYETTE CA 945493030, LAFAYETTE, CA 94549-3030

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,151,551 (+2%) Land $1,537,407 Building $2,614,144
2025	$46,242.00 (+3.21%) Homeowner's exemption	$4,070,149 (+3.81%) Land $1,507,262 Building $2,562,887
2023	$44,805.00 (+14.05%) Homeowner's exemption	$3,920,926 Land $1,448,734 Building $2,472,192
2022	$39,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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