Chesterfield County property record for 3718 Rivermist Ter, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,246 sqft · built 1998 |
| Lot Size | 0.473 acres (20,604 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,852 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 729-72-59-54-800-000 |
| Primary APN | 729-72-59-54-800-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Finished Area |
| 1st Floor Area | 100 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 20,604 sqft (0.473 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Patio Area | 460 sqft |
| Balcony Area | 14 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 251413001 |
|---|---|
| Street Address | 3718 RIVERMIST TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | RIVERTON SEC B 000-045 |
| Legal Subdivision | RIVERTON |
| Legal Lot Number | 45 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 100926 |
Source: Chesterfield County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3718 RIVERMIST TER, MIDLOTHIAN, VA 23113-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2026 |
| Transfer Doc | 0000035760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Sep 30, 2026 |
| Property Address | 3718 RIVERMIST TER, MIDLOTHIAN, VA 23113-3740 |
| Document Number | 0000035760 |
| Book / Page | 15390 / 350 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202635760 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3718 RIVERMIST TER, MIDLOTHIAN, VA 23113-3740 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 12, 2026 |
| Property Address | 3718 RIVERMIST TER, MIDLOTHIAN, VA 23113-3740 |
| Document Number | 0000021595 |
| Book / Page | 15281 / 573 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202621595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3718 RIVERMIST TER, MIDLOTHIAN, VA 23113-3740 |
| Document Number | 0000021595, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 15281/573 |
| Instrument | 202621595 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3718 RIVERMIST TER, MIDLOTHIAN, VA 23113-3740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 013838-422 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 13838/422 |
| Instrument | 2022005431 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,852.00 (+11.93%) | $542,400 (+9.55%) Land $165,000 Building $377,400 | $542,400 (+9.55%) Land $165,000 Building $377,400 |
| 2025 | $495,100 (+4.52%) Land $165,000 Building $330,100 | $495,100 (+4.52%) Land $165,000 Building $330,100 | |
| 2023 | $4,335.00 | $473,700 Land $156,000 Building $317,700 | $473,700 Land $156,000 Building $317,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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