3718 Main St, McHenry, IL 60050 Property Records

McHenry County property record for 3718 Main St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,363 sqft · built 1862
Lot Size	0.389 acres (16,962 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2021)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-381-019`

Property Details

APN / Parcel Number

Primary APN	`09-26-381-019`

Interior

Full Baths	5 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,363 sqft Living Area
Gross Area	4,012 sqft
1st Floor Area	1,659 sqft
Basement Area	1,649 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1862
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	16,962 sqft
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Heated Pool
Pool Area	1,064 sqft
Porch	Porch
Porch Area	1,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3718 MAIN ST
City	MCHENRY
State	IL
Zip	60050-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0011144 S1/2 LT 5 BLK 2 ORIG PLAT W MCHENRY MEMO: SWANSON, SCOTT STEVEN/DORENE SUE
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	WEST MCHENRY
Legal Block	2
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1014
Census Tract	870606

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3718 MAIN ST, MCHENRY, IL 60050-5253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 1, 2021	Deed, Transfer · Conventional Mortgage CITIZENS BANK
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Feb 25, 2019
Deed Document Number	2021R0011144
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3718 MAIN ST, MCHENRY, IL 60050-5253
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 MAIN ST, MCHENRY, IL 60050-5253

Mortgage

Document Number	0000016188
Date	Jul 6, 2023
Instrument	2023R0016188

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.14%
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 1, 2021
Property Address	3718 MAIN ST, MCHENRY, IL 60050-5253
Document Number	0000011144
Map Reference	MB 24 GP 23
Instrument Date	Jan 28, 2021
Instrument	2021R0011144
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3718 MAIN ST, MCHENRY, IL 60050-5253

Mortgage

Document Number	0000011145
Date	Mar 1, 2021
Instrument	2021R0011145

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate	2.75%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 25, 2019
Property Address	3718 MAIN ST, MCHENRY, IL 60050-5253
Document Number	0000004890
Instrument Date	Feb 13, 2019
Instrument	4890
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3718 MAIN ST MCHENRY IL 600505253, MCHENRY, IL 60050-5253

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$82,316 Land $13,390 Building $68,926	$246,948 Land $40,170 Building $206,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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